3607 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 3607 E 40th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1979
Lot Size	0.183 acres (7,991 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Dec 2020)
Tax Bill	$4,106 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-28-126-055`

Property Details

APN / Parcel Number

Primary APN	`7923-28-126-055`
Alternative APN	`060/00869-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	700 sqft
Upper Floors Area	700 sqft
Basement Area	672 sqft
Finished Basement	130 sqft

Exterior

Year Built	Built 1979
Architectural Style	Colonial
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,991 sqft (0.183 acres)
Lot Dimensions	122 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3607 E 40TH ST
City	DES MOINES
State	IA
Zip	50317-8127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 CHRISTY LEA MANOR PLAT 3
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	CHRISTY LEA MANOR PLAT 3
Legal Lot Number	10
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1002
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3607 E 40TH ST, DES MOINES, IA 50317-8127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Warranty Deed, Transfer · FHA Mortgage FIDELITY BANK
Feb 5, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	2020-00062628
Deed Book / Page	18226 / 213
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 2, 2020
Property Address	3607 E 40TH ST, DES MOINES, IA 50317-8127
Document Number	202000062628
Book / Page	18226 / 213
Instrument Date	Nov 23, 2020
Instrument	2020-00062628
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 E 40TH ST, DES MOINES, IA 50317-8127

Mortgage

Document Number	202000062630
Date	Dec 2, 2020
Instrument	2020-00062630

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 5, 2018
Property Address	3607 E 40TH ST, DES MOINES, IA 50317-8127
Document Number	0000061375
Book / Page	016810 / 000567
Instrument Date	Jan 27, 2018
Instrument	61375
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3607 E 40TH ST DES MOINES IA 503178127, DES MOINES, IA 50317-8127

Mortgage

Document Number	61377
Date	Feb 5, 2018
Book Page	016810/000571
Instrument	61377

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,200 (+12.76%) Land $41,200 Building $201,000	$242,200 (+12.76%) Land $41,200 Building $201,000
2024	$4,106.00 (+4%)
2023		$214,800 Land $35,900 Building $178,900	$214,800 Land $35,900 Building $178,900
2020	$3,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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