3607 Cross St, Madison, WI 53711 Property Records

Dane County property record for 3607 Cross St, Madison, WI 53711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1940
Lot Size	0.123 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$491,000 (Jul 2021)
Tax Bill	$10,069 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0709-283-0709-4`

Property Details

APN / Parcel Number

Primary APN	`0709-283-0709-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	915 sqft
2nd Floor Area	555 sqft
Attic Area	240 sqft
Basement Area	432 sqft
Family Room	Family Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1994
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Asphalt
Lot Area	5,401 sqft (0.123 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Terrain	Wooded
Driveway	Driveway
Driveway Area	125 sqft

Exterior Amenities

Deck Area	438 sqft
Patio Area	438 sqft
Shed	1 Shed
Shed Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3607 CROSS ST
City	MADISON
State	WI
Zip	53711-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C2
Legal Description	BRIAR HILL, LOT 5, BLOCK 10
Legal Range	09
Legal Township	07
Legal Section	28
Legal Subdivision	BRIAR HILL
Legal Block	10
Legal Lot Number	5
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2020
Census Tract	1000

Owner

3607 Cross St is owned and occupied by an individual who bought it in July 2021.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3607 CROSS ST, MADISON, WI 53711-1718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARK BANK
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Nov 4, 2011 · Amount on File
Deed Document Number	5751902
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jul 19, 2021
Property Address	3607 CROSS ST, MADISON, WI 53711-1718
Document Number	0005751902
Instrument Date	Jul 15, 2021
Instrument	5751902
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,473.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 CROSS ST, MADISON, WI 53711-1718

Mortgage

Document Number	0005751903
Date	Jul 19, 2021
Instrument	5751903

Lender

Name	UNIVERSITY OF WISCONSIN CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3607 CROSS ST, MADISON, WI 53711-1718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005471611
Date	Feb 25, 2019
Instrument	5471611

Lender

Name	PARK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3607 CROSS ST, MADISON, WI 53711-1718
Document Number	0005344532
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3607 CROSS ST MADISON WI 537111718, MADISON, WI 53711-1718

Mortgage

Document Number	0005344532
Date	Jul 26, 2017
Instrument	5344532

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2037

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$588,700 Land $165,600 Building $423,100
2024	$10,069.00		$588,700
2023		$535,200 Land $132,500 Building $402,700
2022	$9,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3607 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3607 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband.

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