Mecklenburg County property record for 3607 Chilham Pl, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,073 sqft · built 1979 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Mar 1981) |
| Tax Bill | $4,006 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-264-16 |
| Primary APN | 211-264-16 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,073 sqft Living Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 1,359 sqft |
| Upper Floors Area | 714 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 591 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3607 CHILHAM PL |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L18 M19-104 |
| Legal Subdivision | RIDGELOCH SURV MAP 02 |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3017 |
3607 Chilham Pl is owned and occupied by two individuals who acquired it in September 2023.
Source: Mecklenburg County records, as of September 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Mar 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLANET HOME LENDING LLC |
| Sep 22, 2023 | Intrafamily Transfer, Transfer |
| Sep 22, 2023 | Warranty Deed, Transfer |
| May 29, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 1981 · Amount on File |
| Deed Sale | Mar 5, 1981 · Amount on File |
| Deed Book / Page | 4407 / 230 |
| Last Transfer Date | Sep 19, 2023 |
| Transfer Doc | 0000090887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000223391 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 36800/122 |
| Instrument | 2021223391 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Document Number | 0000025154 |
|---|---|
| Date | Mar 19, 2025 |
| Book Page | 39448/973 |
| Instrument | 2025025154 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 22, 2023 |
| Property Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Document Number | 0000090887 |
| Book / Page | 38386 / 581 |
| Map Reference | MB 19 PG 104 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023090887 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Name | Verified Name |
|---|---|
| Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 22, 2023 |
| Property Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Document Number | 0000090888 |
| Book / Page | 38386 / 583 |
| Map Reference | MB 19 PG 104 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023090888 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $11.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 29, 2019 |
| Property Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Document Number | 0000064474 |
| Book / Page | 33540 / 219 |
| Map Reference | MB 19 PG 104 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019064474 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3607 CHILHAM PL, CHARLOTTE, NC 28226-3005 |
| Document Number | 0000064475 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 2019064475 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $508,800 Land $120,000 Building $388,800 | $508,800 Land $120,000 Building $388,800 | |
| 2024 | $4,006.00 (-18.39%) | ||
| 2023 | $4,909.00 | $508,800 Land $120,000 Building $388,800 | $508,800 Land $120,000 Building $388,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3607 Chilham Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3607 Chilham Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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