3607 295th St, Cadott, WI 54727 Property Records

Chippewa County property record for 3607 295th St, Cadott, WI 54727

Property Summary

Property Type	Single Family Home
Lot Size	21.4 acres (934,362 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,330 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022 0899.1000`

Property Details

APN / Parcel Number

Primary APN	`022 0899.1000`
Alternative APN	`22806-2313-7475-1001`

Exterior

Lot Area	934,362 sqft (21.4 acres)

Location & Zoning

Account Number	022 0899.1000
Street Address	3607 295TH ST
City	CADOTT
State	WI
Zip	54727-6200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 NE LOT 1 OF CERT SUR MAP #4751 IN V22 P63 DOC #869519. SUBJECT TO UTILITY EASEMENT TO EAU CLAIRE ENERGY COOPERATIVE PER
Legal Range	06W
Legal Township	28N
Legal Section	23
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	CERTIFIED SURV MAP #4751
Legal Lot Number	1
Jurisdiction	CHIPPEWA WI
Township / Civil Division	EDSON
Census Block Group	4
Census Block	4035
Census Tract	10800

Owner

3607 295th St is owned and occupied by two individuals.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3607 295TH ST, CADOTT, WI 54727-6200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage · ARM WESTCONSIN CU
Jun 20, 2018	Deed of Trust, Mortgage SECURITY FINANCIAL BANK
Dec 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY FINANCIAL BANK
Mar 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY FINANCIAL BANK
Aug 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3607 295TH ST, CADOTT, WI 54727-6200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	873409
Date	Nov 15, 2017
Instrument	873409

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Margin	4
Max Rate	11.7%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3607 295TH ST, CADOTT, WI 54727-6200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000879253
Date	Jun 20, 2018
Instrument	000000879253

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	7 Months
Due	Jan 1, 2019

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3607 295TH ST, CADOTT, WI 54727-6200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	911209
Date	Dec 17, 2020
Instrument	911209

Lender

Name	SECURITY FINANCIAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3607 295TH ST, CADOTT, WI 54727-6200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	887048
Date	Mar 19, 2019
Instrument	887048

Lender

Name	SECURITY FINANCIAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3607 295TH ST, CADOTT, WI 54727-6200
Transaction Type	Mortgage
Record Updated	Sep 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	892033
Date	Aug 22, 2019
Instrument	892033

Lender

Name	SECURITY FINANCIAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 3607 295th St was $6,330 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Edson Town
Unified School District	Cadott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,330.00 Homeowner's exemption	$472,200 Land $63,600 Building $408,600	$616,400
2023	$4,939.00 Homeowner's exemption	$472,200 Land $63,600 Building $408,600	$493,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3607 295th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3607 295th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NTERA Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 295th St

Nearby Streets

All Cadott, WI Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures