36063 S 545 Rd, Jay, OK 74346 Property Records

Delaware County property record for 36063 S 545 Rd, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,626 sqft · built 2013
Lot Size	0.757 acres (32,975 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Aug 2026)
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2018 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`23N22E-12-1-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`23N22E-12-1-00000-000-0000`
Alternative APNs	`0034397` `34397`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	32,975 sqft (0.757 acres)
Garage Type	Detached
Garage Area	896 sqft

Exterior Amenities

Porch	Porch
Porch Area	374 sqft
Guest House	200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34397
Street Address	36063 S 545 RD
City	JAY
State	OK
Zip	74346-6455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-23-22 PT N2 NW NE LESS GRDA & LESS BEG NE COR OF W2 NW NE, WESTERLY ALONG N BNDRY 405.1'; S68.05E 79'; S73.01E 270'; S78.2
Legal Range	22E
Legal Township	23N
Legal Section	12
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	1
Census Block	1026
Census Tract	375901

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36063 S 545 RD, JAY, OK 74346-6455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK
Jul 24, 2018	Warranty Deed, Transfer · Line of Credit GRAND SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	20267586
Deed Book / Page	2672 / 284
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Aug 19, 2026
Property Address	36063 S 545 RD, JAY, OK 74346-6455
Document Number	0000007586
Book / Page	2672 / 284
Instrument Date	Aug 12, 2026
Instrument	20267586
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	APEX TITLE AGENCY, APEX TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36063 S 545 RD, JAY, OK 74346-6455

Mortgage

Document Number	0000007587,
Date	Aug 19, 2026
Instrument	20267587

Lender

Name	CENTURY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Jul 24, 2018
Property Address	36063 S 545 RD, JAY, OK 74346-6455
Document Number	002247/148
Book / Page	2247 / 148
Instrument Date	Jul 11, 2018
Instrument	2018-005719
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$513.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2018005720
Date	Jul 24, 2018
Instrument	2018-005720

Lender

Name	GRAND SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 11, 2043

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,001 (+5%) Land $8,240 Building $32,761	$356,535 (-1.41%) Land $71,654 Building $284,881
2025	$3,482.00 (+1.13%)	$39,048 (+5%) Land $8,240 Building $30,808	$361,617 (-) Land $71,654 Building $289,963
2024	$3,443.00 (+9.79%)	$37,189 (+5%) Land $8,146 Building $29,043	$361,617 (+12.24%) Land $71,654 Building $289,963
2023	$3,136.00	$35,419 Land $8,108 Building $27,311	$322,169 Land $70,604 Building $251,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	756.5 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CO RWD # 3 serves 653 people · EPA ID OK1221615
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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