3606 Vista Rey, Unit 45, Oceanside, CA 92057 Property Records

San Diego County property record for 3606 Vista Rey, Unit 45, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,177 sqft · built 1972
Lot Size	3.29 acres (143,674 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Feb 2022)
Tax Bill	$4,589 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-200-49-45`

Property Details

APN / Parcel Number

Primary APN	`160-200-49-45`
Alternative APN	`1603000845`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,177 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	143,674 sqft
View / Lot	Good

Location & Zoning

Old Parcel Number	1603000845
Street Address	3606 VISTA REY, 45
City	OCEANSIDE
State	CA
Zip	92057-7021
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-A
Legal Description	LOT 1 US B45PER DOC70-224706/235255&UND INT IN TR 006699
Legal Subdivision	OCEANA CONDO
Legal Tract	006699
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18512

Owner

Source: San Diego County records · APN 160-200-49-45

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3606 VISTA REY, 45, OCEANSIDE, CA 92057-7021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	202289780
Prior Transfer Date	Feb 09, 2022
Prior Transfer Doc	0000089779
Record Updated	Sep 20, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2022
Property Address	3606 VISTA REY UNIT 45, 45, OCEANSIDE, CA 92057-7021
Document Number	0000089780
Map Reference	MAP 6699
Instrument Date	Feb 09, 2022
Instrument	2022-0089780
Transaction Type	Transfer
Record Updated	Mar 09, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3606 VISTA REY UNIT 45, 45, OCEANSIDE, CA 92057-7021

Mortgage

Document Number	0000089781
Date	Feb 28, 2022
Instrument	2022-0089781

Lender

Name	SUNSTREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$422,145 (+2%) Land $199,966 Building $222,179
2025	$4,589.00 (+5.25%) Homeowner's exemption	$413,869 (+4.04%) Land $196,046 Building $217,823
2023	$4,360.00 (+238.51%) Homeowner's exemption	$397,799 Land $188,434 Building $209,365
2022	$1,288.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185122, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Generate-Ubiquity Holdings, Verizon.

Based on FCC filings for 273 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OCEANSIDE serves 174,340 people
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.