3606 Vista Rey, Unit 38, Oceanside, CA 92057 Property Records

San Diego County property record for 3606 Vista Rey, Unit 38, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,177 sqft · built 1972
Lot Size	3.29 acres (143,674 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2026)
Tax Bill	$2,490 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-200-49-38`

Property Details

APN / Parcel Number

Primary APN	`160-200-49-38`
Alternative APN	`1603000838`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,177 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	143,674 sqft
View / Lot	Good

Location & Zoning

Old Parcel Number	1603000838
Street Address	3606 VISTA REY, 38
City	OCEANSIDE
State	CA
Zip	92057-7020
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-A
Legal Description	LOT 1 US B38PER DOC70-224706/235255&UND INT IN TR 006699
Legal Subdivision	OCEANA CONDO
Legal Tract	006699
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18512

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3606 VISTA REY, 38, OCEANSIDE, CA 92057-7020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Grant Deed, Transfer · Conventional Mortgage C C LENDING INC
Jul 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 8, 2021	Intrafamily Transfer, Transfer FIDELITY TITLE
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Aug 21, 2003 · Amount on Record
Deed Document Number	2026196633
Prior Transfer Date	Jun 30, 2021
Prior Transfer Doc	0000492354
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2026
Property Address	3606 VISTA REY, 38, OCEANSIDE, CA 92057-7020
Document Number	0000196633
Instrument Date	Jun 15, 2026
Instrument	2026196633
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 VISTA REY, 38, OCEANSIDE, CA 92057-7020

Mortgage

Document Number	0000196634,
Date	Jul 9, 2026
Instrument	2026196634

Lender

Name	C C LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2021
Property Address	3606 VISTA REY UNIT 38, 38, OCEANSIDE, CA 92057-7020
Document Number	0000492354
Map Reference	MAP 6699
Instrument Date	Jun 30, 2021
Instrument	2021-0492354
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 VISTA REY UNIT 38, 38, OCEANSIDE, CA 92057-7020

Mortgage

Document Number	0000492355
Date	Jul 8, 2021
Instrument	2021-0492355

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2021
Property Address	3606 VISTA REY UNIT 38, 38, OCEANSIDE, CA 92057-7020
Document Number	0000492356
Map Reference	MAP 6699
Instrument Date	Jun 30, 2021
Instrument	2021-0492356
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3606 VISTA REY UNIT 38, 38, OCEANSIDE, CA 92057-7020

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2017
Property Address	3606 VISTA REY UNIT 38, 38, OCEANSIDE, CA 92057-7020
Document Number	0000530174
Instrument Date	Oct 14, 2017
Instrument	530174
Transaction Type	Transfer
Record Updated	Nov 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3606 VISTA REY #38 OCEANSIDE CA 920577020, 38, OCEANSIDE, CA 92057-7020

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$230,569 (+2%) Land $116,010 Building $114,559
2025	$2,490.00 (+5.33%) Homeowner's exemption	$226,049 (+4.04%) Land $113,736 Building $112,313
2023	$2,364.00 (+1.59%) Homeowner's exemption	$217,272 Land $109,320 Building $107,952
2022	$2,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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