3606 Vista Rey, Unit 16, Oceanside, CA 92057 Property Records

San Diego County property record for 3606 Vista Rey, Unit 16, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,177 sqft · built 1972
Lot Size	3.29 acres (143,674 sqft)
Owner	2 Company Names on Record
Last Sale	$375,000 (Mar 2025)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-200-49-16`

Property Details

APN / Parcel Number

Primary APN	`160-200-49-16`
Alternative APN	`1603000816`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,177 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	143,674 sqft
View / Lot	Good

Location & Zoning

Old Parcel Number	1603000816
Street Address	3606 VISTA REY, 16
City	OCEANSIDE
State	CA
Zip	92057-7000
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-A
Legal Description	LOT 1 US B16PER DOC70-224706/235255&UND INT IN TR 006699
Legal Subdivision	OCEANA CONDO
Legal Tract	006699
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18512

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3606 VISTA REY, 16, OCEANSIDE, CA 92057-7000
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
May 18, 2017	Deed of Trust, Mortgage BANKERS INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	202580179
Prior Transfer Date	Jan 22, 2014
Prior Transfer Doc	0000042820
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3606 VISTA REY UNIT 16, 16, OCEANSIDE, CA 92057-7000
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 VISTA REY 16, 16, OCEANSIDE, CA 92057-7000

Mortgage

Document Number	0000198189
Date	Jul 26, 2023
Instrument	2023-0198189

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3606 VISTA REY UNIT 16, 16, OCEANSIDE, CA 92057-7000
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	COMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 VISTA REY 16, 16, OCEANSIDE, CA 92057-7000

Mortgage

Document Number	0000857599
Date	Dec 21, 2021
Instrument	2021-0857599

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3606 VISTA REY UNIT 16, 16, OCEANSIDE, CA 92057-7000
Document Number	0000229088
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 VISTA REY OCEANSIDE CA 920577016, OCEANSIDE, CA 92057-7016

Mortgage

Document Number	0000229088
Date	May 22, 2017
Instrument	229088

Lender

Name	BANKERS INS
Address	11101 ROOSEVELT BLVD N, ST PETERSBURG, FL 33716-2340

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$382,499 (+84.64%) Land $160,715 Building $221,784
2025	$2,279.00 (+5.36%) Homeowner's exemption	$207,156 (+4.04%) Land $87,041 Building $120,115
2023	$2,163.00 (+1.6%) Homeowner's exemption	$199,113 Land $83,662 Building $115,451
2022	$2,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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