3606 S Cook St, Spokane, WA 99223 Property Records

Spokane County property record for 3606 S Cook St, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,441 sqft · built 2002
Lot Size	0.24 acres (10,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,000 (Sep 2021)
Tax Bill	$5,900 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35331.1605`

Property Details

APN / Parcel Number

Primary APN	`35331.1605`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,441 sqft Living Area
Gross Area	2,935 sqft
1st Floor Area	1,235 sqft
Basement Area	542 sqft
Finished Basement	542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2021
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,440 sqft (0.24 acres)
Lot Dimensions	120 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	231 sqft
Patio Area	231 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3606 S COOK ST
City	SPOKANE
State	WA
Zip	99223-4689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	GARDEN PK SOUTHWOOD L5 B5
Legal Range	43E
Legal Township	25N
Legal Section	33
Legal Subdivision	GARDEN PARK ADD
Legal Block	5
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1002
Census Tract	4702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3606 S COOK ST, SPOKANE, WA 99223-4689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NUMERICA CU
Nov 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Sep 30, 2014 · Amount on Record
Deed Document Number	20217124792
Prior Transfer Date	May 5, 2021
Prior Transfer Doc	0007072582
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 13, 2021
Property Address	3606 S COOK ST, SPOKANE, WA 99223-4689
Document Number	0007124792
Map Reference	VOL 7 PG 25
Instrument Date	Sep 10, 2021
Instrument	7124792
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,699.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007124793
Date	Sep 13, 2021
Instrument	7124793

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	May 10, 2021
Property Address	3606 S COOK ST, SPOKANE, WA 99223-4689
Document Number	0007072582
Map Reference	VOL 7 PG 25
Instrument Date	May 5, 2021
Instrument	7072582
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3606 S COOK ST, SPOKANE, WA 99223-4689

Mortgage

Document Number	0007072583
Date	May 10, 2021
Instrument	7072583

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 13, 2020
Property Address	3606 S COOK ST, SPOKANE, WA 99223-4689
Document Number	0006994840
Instrument Date	Nov 13, 2020
Instrument	6994840
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 S COOK ST SPOKANE WA 992234689, SPOKANE, WA 99223-4689

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3606 S COOK ST, SPOKANE, WA 99223-4689
Document Number	0006729732
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 S COOK ST SPOKANE WA 992234689, SPOKANE, WA 99223-4689

Mortgage

Document Number	0006729732
Date	Jul 31, 2018
Instrument	6729732

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,900.00 (+4.72%)	$590,700 (+7.86%) Land $100,000 Building $490,700	$590,700 (+7.86%) Land $100,000 Building $490,700
2025	$5,634.00 (+5.29%)
2024		$547,640 (+25.88%) Land $62,440 Building $485,200	$547,640 (+25.88%) Land $62,440 Building $485,200
2023	$5,351.00 (+5.25%)	$435,040 Land $62,440 Building $372,600	$435,040 Land $62,440 Building $372,600
2022	$5,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: CenturyLink.

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