3606 Moffat St, Charlottesville, VA 22902 Property Records

Albemarle County property record for 3606 Moffat St, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,077 sqft · built 2019
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jun 2020)
Tax Bill	$4,314 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091A1-00-00-02300`

Property Details

APN / Parcel Number

Primary APN	`091A1-00-00-02300`
Alternative APN	`316231`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,077 sqft Finished Area
Basement Area	792 sqft
Finished Basement	494 sqft
Unfinished Basement	298 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,483 sqft (0.057 acres)
Garage Area	299 sqft
Porch	Slab
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3606 MOFFAT ST
City	CHARLOTTESVILLE
State	VA
Zip	22902-6250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVINITY ESTATES LOT 23
Legal Subdivision	AVINITY ESTATES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1007
Census Tract	11303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3606 Moffat St is owned and occupied by an individual who bought it in June 2020.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3606 MOFFAT ST, CHARLOTTESVILLE, VA 22902-6250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2020	Grant Deed, Transfer · Conventional with PMI FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on File
Deed Sale	Jun 2, 2020 · Amount on File
Prior Sale	Mar 14, 2019 · Amount on File
Deed Document Number	20206459
Deed Book / Page	5326 / 218
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3606 MOFFAT ST, CHARLOTTESVILLE, VA 22902-6250
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000810
Date	Jan 19, 2022
Instrument	202200000810

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

Interest

Rate	2.87%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 2, 2020
Property Address	3606 MOFFAT ST, CHARLOTTESVILLE, VA 22902-6250
Document Number	0000006459
Book / Page	005326 / 000218
Instrument Date	Jun 1, 2020
Instrument	6459
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST EXCEL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3606 MOFFAT ST CHARLOTTESVILLE VA 229026250, CHARLOTTESVILLE, VA 22902-6250

Mortgage

Document Number	6460
Date	Jun 2, 2020
Book Page	005326/000221
Instrument	6460

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3606 Moffat St was $4,314, up 2.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,314.00 (+2.54%)	$482,500 Land $115,500 Building $367,000	$482,500 Land $115,500 Building $367,000
2025	$4,207.00
2023	$3,754.00	$439,600 Land $95,200 Building $344,400	$439,600 Land $95,200 Building $344,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3606 Moffat St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3606 Moffat St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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