3606 B St, Saugatuck, MI 49453 Property Records

Allegan County property record for 3606 B St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,450 sqft · built 1953
Lot Size	0.279 acres (12,153 sqft)
Owner	Trust Name on File
Last Sale	$465,000 (May 2013)
Tax Bill	$12,565 (2025)
Deeds & Mortgages	Apr 2022 Transfer Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-034-060-00`

Property Details

APN / Parcel Number

Primary APN	`11-034-060-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,450 sqft Living Area
1st Floor Area	3,243 sqft
Basement Area	72 sqft
Unfinished Basement	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Stucco
Foundation Type	No Foundation
Lot Area	12,153 sqft (0.279 acres)
Lot Dimensions	187 ft deep x 65 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Balcony Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3606 B ST
City	SAUGATUCK
State	MI
Zip	49453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	COM AT THE WATERS EDGE ON THE E SIDE OF GOSHORN LK ON THE S SEC LIN OF SEC 34 TH E 150' TH N 90' TO POB THIS DESC TH CONT N
Legal Range	16W
Legal Township	04N
Legal Section	34
Jurisdiction	ALLEGAN MI
Township / Civil Division	LAKETOWN
Census Block Group	3
Census Block	3018
Census Tract	32402

Owner

3606 B St is owner-occupied and held in a trust since April 2022.

Source: Allegan County records, as of June 25, 2026

Owner of Record	Trust Name on File
Mailing Address	511 E RIDGE RD, ARLINGTON HEIGHTS, IL 60004-2552
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Intrafamily Transfer, Transfer
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2013 · Amount on File
Deed Sale	May 20, 2013 · Amount on File
Prior Sale	Mar 31, 1999 · Amount on File
Deed Book / Page	3738 / 873
Last Transfer Date	Apr 12, 2022
Transfer Doc	004753/109
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Apr 21, 2022
Property Address	3606 B ST, SAUGATUCK, MI 49453
Document Number	004753/109
Book / Page	4753 / 109
Instrument Date	Apr 12, 2022
Instrument	2022008431
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E RIDGE RD, ARLINGTON HEIGHTS, IL 60004-2552
Investor	Possibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3606 B ST, SAUGATUCK, MI 49453
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	RAINIER TITLE, RTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E ROAD ARLINGTON HTS, ARLINGTON HEIGHTS, IL 60004

Mortgage

Document Number	4685/75
Date	Oct 19, 2021
Book Page	4685/75

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3606 B St was $12,565 with a homeowner's exemption, up 3.5% from the year before.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Laketown Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,700 (+2.19%) Land $215,800 Building $254,900	$941,400 (+2.19%) Land $431,600 Building $509,800
2025	$12,565.00 (+3.53%) Homeowner's exemption	$460,600 Land $209,600 Building $251,000	$921,200 Land $419,200 Building $502,000
2024	$12,136.00
2023		$327,900 Land $96,000 Building $231,900	$655,800 Land $192,000 Building $463,800
2022	$11,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3606 B St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3606 B St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on B St

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