3605 Willow Stone Ln, Wake Forest, NC 27587 Property Records

Wake County property record for 3605 Willow Stone Ln, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,201 sqft · built 2006
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$396,000 (Aug 2021)
Tax Bill	$3,657 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1748.02-56-4436 0332722`

Property Details

APN / Parcel Number

Primary APN	`1748.02-56-4436 0332722`
Alternative APN	`0332722`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,201 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,098 sqft (0.139 acres)
Garage Area	133 sqft
Porch	Porch
Porch Area	68 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0332722
Street Address	3605 WILLOW STONE LN
City	WAKE FOREST
State	NC
Zip	27587-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR5
Legal Description	LO6 STONEGATE AT ST ANDREWS PH1 SE2 BM2005-01441
Legal Township	19
Legal Subdivision	STONEGATE AT ST ANDREWS PH 1 S
Legal Phase	1
Legal Lot Number	6
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	4
Census Block	4001
Census Tract	54218

Owner

3605 Willow Stone Ln is owned and occupied by an individual who bought it in August 2021.

Source: Wake County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3605 WILLOW STONE LN, WAKE FOREST, NC 27587-3409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Jul 6, 2015 · Amount on File
Deed Document Number	0186471578
Deed Book / Page	18647 / 1578
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 16, 2021
Property Address	3605 WILLOW STONE LN, WAKE FOREST, NC 27587-3409
Document Number	186471578
Book / Page	18647 / 1578
Map Reference	MB 2005 PG 1441
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3605 WILLOW STONE LN, WAKE FOREST, NC 27587-3409

Mortgage

Document Number	186471580
Date	Aug 16, 2021
Instrument	18647/1580

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3605 Willow Stone Ln was $3,657.

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,657.00	$375,292 Land $105,000 Building $270,292
2024			$375,292 (+29.33%) Land $105,000 Building $270,292
2023	$3,391.00	$290,177 Land $69,000 Building $221,177	$290,177 Land $69,000 Building $221,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 Willow Stone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Willow Stone Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERCHASE S/D private · serves 757 people · EPA ID NC0392389
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20