3605 White Summit Ln, Melissa, TX 75454 Property Records

Collin County property record for 3605 White Summit Ln, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$304,300 (Jul 2019)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8674-00B-0170-1`

Property Details

APN / Parcel Number

Primary APN	`R-8674-00B-0170-1`
Alternative APNs	`000002571410` `2571410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,754 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3605 WHITE SUMMIT LN
City	MELISSA
State	TX
Zip	75454-2578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS CREEK PHASE 1, BLK B, LOT 17
Legal Subdivision	HUNTERS CREEK PHASE 1 (CML)
Legal Block	B
Legal Lot Number	17
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3058
Census Tract	30207

Owner

3605 White Summit Ln is owned and occupied by two individuals who bought it in July 2019.

Source: Collin County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3605 WHITE SUMMIT LN, MELISSA, TX 75454-2578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · USDA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 9, 2019	Warranty Deed, Transfer VERITY MTG
Nov 2, 2017	Quit Claim Deed, Mortgage KING FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Prior Sale	Nov 2, 2017 · Amount on File
Deed Document Number	2019799560
Prior Transfer Date	May 30, 2013
Prior Transfer Doc	0000741730
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3605 WHITE SUMMIT LN, MELISSA, TX 75454-2578
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002402450
Date	Nov 24, 2021
Instrument	20211124002402450

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 9, 2019
Property Address	3605 WHITE SUMMIT LN, MELISSA, TX 75454-2578
Document Number	0000799560
Instrument Date	Jul 5, 2019
Instrument	799560
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3605 WHITE SUMMIT LN MELISSA TX 754542578, MELISSA, TX 75454-2578

Mortgage

Document Number	799570
Date	Jul 9, 2019
Instrument	799570

Lender

Name	VERITY MTG
Address	NEW ORLEANS, LA 70163

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 2, 2017
Property Address	3605 WHITE SUMMIT LN, MELISSA, TX 75454-2578
Document Number	0001467490
Instrument Date	Oct 23, 2017
Instrument	1467490
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3605 WHITE SETTLEMENT LN MELISSA TX 75454, MELISSA, TX 75454

Mortgage

Document Number	1467500
Date	Nov 2, 2017
Instrument	1467500

Lender

Name	KING FIN'L
Type	Funding / Finance Company
Address	HIGHLAND VILLAGE, TX 75077

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3605 White Summit Ln was $4,907 with a homeowner's exemption, down 1.6% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,907.00 (-1.64%) Homeowner's exemption	$356,328 Land $95,000 Building $261,328	$356,328 Land $95,000 Building $261,328
2024	$4,989.00
2023		$366,896 Land $95,000 Building $271,896	$366,896 Land $95,000 Building $271,896
2022	$5,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 White Summit Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 White Summit Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Grayson Collin Communications, Rise Broadband.

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