3605 Waters St, Lancaster, TX 75134 Property Records

Dallas County property record for 3605 Waters St, Lancaster, TX 75134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 966 sqft · built 1961
Lot Size	0.289 acres (12,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,300 (Apr 2021)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-01050-000-005-0000`

Property Details

APN / Parcel Number

Primary APN	`36-01050-000-005-0000`
Alternative APN	`360105000000500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,568 sqft (0.289 acres)
Lot Dimensions	148 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	360105000000500
Street Address	3605 WATERS ST
City	LANCASTER
State	TX
Zip	75134-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z353
Legal Description	ROY CHANDLER LOT 5 WATERS ST INT20070239812 DD06292007 CO-DC 0105000000500 4CN01050000
Legal Subdivision	ROY CHANDLER
Legal Lot Number	5
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2009
Census Tract	16709

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3605 WATERS ST, LANCASTER, TX 75134-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 17, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Jul 3, 2007 · Amount on Record
Deed Document Number	202199076
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	0000099076
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS TX
Recording Date	Apr 6, 2021
Property Address	3605 WATERS ST, LANCASTER, TX 75134-1219
Document Number	202100099076
Map Reference	VOL 852 PG 404
Instrument Date	Mar 23, 2021
Instrument	202100099076
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 WATERS ST, LANCASTER, TX 75134-1219

Mortgage

Document Number	202100099077
Date	Apr 6, 2021
Instrument	202100099077

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3605 WATERS ST, LANCASTER, TX 75134-1219
Document Number	0000137907
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 WATERS ST LANCASTER TX 751341219, LANCASTER, TX 75134-1219

Mortgage

Document Number	0000137907
Date	May 24, 2018
Instrument	137907

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, TX 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,390 (-) Land $60,000 Building $138,390	$198,390 (-) Land $60,000 Building $138,390
2025	$1,086.00 (+9.59%) Homeowner's exemption	$198,390 (-3.47%) Land $60,000 Building $138,390	$198,390 (-3.47%) Land $60,000 Building $138,390
2024	$991.00 (+5.43%)
2023	$940.00 (-6.93%) Homeowner's exemption	$205,530 Land $60,000 Building $145,530	$205,530 Land $60,000 Building $145,530
2022	$1,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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