3605 Victory Ave, Toledo, OH 43607 Property Records

Lucas County property record for 3605 Victory Ave, Toledo, OH 43607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,626 sqft · built 1957
Lot Size	0.28 acres (12,200 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Feb 2021)
Tax Bill	$1,718 (2024)
Deeds & Mortgages	Apr 2024 Transfer Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-18024`

Property Details

APN / Parcel Number

Primary APN	`20-18024`
Alternative APN	`05437015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,126 sqft
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Foundation Type	Raised
Lot Area	12,200 sqft (0.28 acres)
Lot Dimensions	130 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3605 VICTORY AVE
City	TOLEDO
State	OH
Zip	43607-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS9
Legal Description	DELL HAVEN SUBDN LOT 8
Legal Subdivision	DELL HAVEN SUBDN
Legal Tract	74
Legal Lot Number	8
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2001
Census Tract	7402

Owner

3605 Victory Ave is owned and occupied by an individual who bought it in February 2021.

Source: Lucas County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3605 VICTORY AVE, TOLEDO, OH 43607-2565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Transfer on Death Deed, Transfer
Apr 7, 2022	Certificate of Transfer, Transfer
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage DIRECTIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Deed Document Number	20218148
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	0000051001
Record Updated	Oct 29, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 15, 2024
Property Address	3605 VICTORY AVE, TOLEDO, OH 43607-2565
Document Number	0000011367
Instrument Date	Apr 15, 2024
Instrument	20240415-0011367
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LUCAS OH
Recording Date	Apr 7, 2022
Property Address	3605 VICTORY AVE, TOLEDO, OH 43607-2565
Document Number	0000015929
Instrument Date	Nov 19, 2021
Instrument	202204070015929
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 WHITECHAPEL DR, TOLEDO, OH 43614-1107

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 12, 2021
Property Address	3605 VICTORY AVE, TOLEDO, OH 43607-2565
Document Number	0000008148
Instrument Date	Feb 8, 2021
Instrument	202102120008148
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 VICTORY AVE, TOLEDO, OH 43607-2565

Mortgage

Document Number	0000008149
Date	Feb 12, 2021
Instrument	202102120008149

Lender

Name	DIRECTIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,005 (-) Land $14,315 Building $25,690	$114,300 (-) Land $40,900 Building $73,400
2024	$1,718.00 (-1.77%) Homeowner's exemption	$40,005 (+18.94%) Land $14,315 Building $25,690	$114,300 Land $40,900 Building $73,400
2023	$1,749.00 (-23.29%) Homeowner's exemption	$33,635 (-) Land $9,975 Building $23,660
2022	$2,280.00 Homeowner's exemption	$33,635 Land $9,975 Building $23,660
2021			$96,100 Land $28,500 Building $67,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3605 Victory Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Victory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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