3605 Vernon Dr, Independence, MO 64055 Property Records

Jackson County property record for 3605 Vernon Dr, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,643 sqft · built 1961
Lot Size	0.432 acres (18,830 sqft)
Owner	Company Name on File
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-310-06-03`

Property Details

APN / Parcel Number

Primary APN	`33-310-06-03`
Alternative APNs	`33-310-06-03-00-0-00-000` `33310060300000001` `878092`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,643 sqft Living Area
Gross Area	3,329 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Finished Basement	1,243 sqft
Unfinished Basement	157 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,830 sqft (0.432 acres)
Lot Dimensions	159 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	135 sqft
Patio Area	135 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	878092
Street Address	3605 VERNON DR
City	INDEPENDENCE
State	MO
Zip	64055-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIRGINIA HEIGHTS LOT 55
Legal Subdivision	VIRGINIA HEIGHTS
Legal Block	4
Legal Lot Number	55
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4015
Census Tract	12200

Owner

3605 Vernon Dr is owned by a company that acquired it in April 2025.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	320 W OHIO ST, 650, CHICAGO, IL 60654-7816
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage BERKADIA COMMERCIAL MORTGAGE LLC
Aug 7, 2020	Deed of Trust, Mortgage MR COOPER
Feb 26, 2018	Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025
Deed Sale	Apr 24, 2025
Prior Sale	Apr 11, 2025
Deed Document Number	202527747
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3605 VERNON DR, INDEPENDENCE, MO 64055-3117
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0095318
Date	Dec 24, 2025
Instrument	2025E0095318

Lender

Name	BERKADIA COMMERCIAL MORTGAGE LLC
Type	Mortgage Company
Address	AMBLER, PA 19002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Jan 31, 2031

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3605 VERNON DR, INDEPENDENCE, MO 64055-3117
Document Number	0000E71768
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3605 VERNON DR INDEPENDENCE MO 640553117, INDEPENDENCE, MO 64055-3117

Mortgage

Document Number	0000E71768
Date	Aug 13, 2020
Instrument	71768E

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3605 VERNON DR, INDEPENDENCE, MO 64055-3117
Document Number	0000E15796
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3605 VERNON DR INDEPENDENCE MO 640553117, INDEPENDENCE, MO 64055-3117

Mortgage

Document Number	0000E15796
Date	Feb 27, 2018
Instrument	15796E

Lender

Name	LEADER ONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3605 Vernon Dr was $2,806, up 18.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,266 (-) Land $7,131 Building $32,135	$206,660 (-)
2025	$2,806.00 (+18.65%)	$39,266 Land $7,131 Building $32,135	$206,660
2024	$2,365.00 (+2.34%)
2023	$2,311.00	$34,145 Land $4,929 Building $29,216	$179,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 Vernon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Vernon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Wisper ISP.

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