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3605 SW 21st St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3605 SW 21st St, Okeechobee, FL 34974

Property Summary

Property TypeResidential Vacant Land
Lot Size0.224 acres (9,749 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Mar 2026)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-30-37-35-0010-00100-0160

Property Details

APN / Parcel Number

Primary APN1-30-37-35-0010-00100-0160
Alternative APN
  • R13037350010001000160

Exterior

Lot Area9,749 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide

Location & Zoning

Street Address3605 SW 21ST ST
CityOKEECHOBEE
StateFL
Zip34974-5553
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionOAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 16 BLOCK 10
Legal SubdivisionOAK PARK SUBDIVISION
Legal Block10
Legal Lot Number16
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2016
Census Tract910601

Owner

Source: Okeechobee County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3605 SW 21ST ST, OKEECHOBEE, FL 34974-5553
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2026 · Amount on Record
Deed SaleMar 23, 2026 · Amount on Record
Deed Document Number20263195
Record UpdatedSep 20, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 23, 2026
Property Address3605 SW 21ST ST, OKEECHOBEE, FL 34974-5553
Document Number0000003195
Map ReferenceMB 3 PG 3
Instrument DateMar 20, 2026
Instrument2026003195
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 14, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1430 CULVER DR NE, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 SW 21ST ST, OKEECHOBEE, FL 34974-5553

Mortgage

Document Number0000003196
DateMar 23, 2026
Instrument2026003196
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$28,000 Land $28,000$28,000 Land $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 21st St

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