Montgomery County property record for 3605 Summer House St, Silver Spring, MD 20906
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,190 sqft · built 2015 |
| Lot Size | 0.039 acres (1,694 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $459,990 (Nov 2015) |
| Tax Bill | $6,422 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-03729646 |
| Primary APN | 08-03729646 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Living Area |
| Gross Area | 2,530 sqft |
| 1st Floor Area | 880 sqft |
| Basement Area | 430 sqft |
| Finished Basement | 430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,694 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03729646 |
|---|---|
| Street Address | 3605 SUMMER HOUSE ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1157 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R200 |
| Legal Description | NORBECK OVERLOOK |
| Legal Subdivision | NORBECK OVERLOOK |
| Legal Block | A |
| Legal Lot Number | 54 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 701308 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3605 SUMMER HOUSE ST, SILVER SPRING, MD 20906-1157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2015 · Amount on Record |
| Deed Sale | Nov 20, 2015 · Amount on Record |
| Deed Book / Page | 51266 / 137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3605 SUMMER HOUSE ST, SILVER SPRING, MD 20906-1157 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | GPN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0549810359 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 54981/359 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3605 SUMMER HOUSE ST, SILVER SPRING, MD 20906-1157 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | K K TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 3605 SUMMER HOUSE ST, SILVER SPRING, MD 20906-1157 |
| Document Number | 0624330427 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 62433/427 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3605 SUMMER HOUSE ST, SILVER SPRING, MD 20906-1157 |
| Document Number | 0596580185 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | EXCALIBUR TITLE AND ESCROW LLC, EXCALIBUR TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3605 SUMMER HOUSE ST SILVER SPRING MD 209061157, SILVER SPRING, MD 20906-1157 |
| Document Number | 0596580185 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 059658/000185 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2040 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,500 (+6.49%) Land $200,000 Building $415,500 | $615,500 (-) Land $200,000 Building $415,500 | |
| 2025 | $6,422.00 (+25.8%) | $577,967 (+14.93%) | $615,500 (+22.39%) Land $200,000 Building $415,500 |
| 2023 | $502,900 Land $200,000 Building $302,900 | $502,900 Land $200,000 Building $302,900 | |
| 2022 | $5,105.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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