3605 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 3605 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,100 sqft · built 1974
Lot Size	0.068 acres (2,976 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (May 2017)
Tax Bill	$6,995 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-33-308-003`

Property Details

APN / Parcel Number

Primary APN	`17-33-308-003`
Alternative APN	`17-33-308-003-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,976 sqft (0.068 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3605 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	39N
Legal Section	33
Legal Subdivision	HAMBURG
Legal Block	6
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3006
Census Tract	839900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3605 S Emerald Ave is owned and occupied by an individual who bought it in May 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3605 S EMERALD AVE, CHICAGO, IL 60609-1638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAINSTREET MORTGAGE INC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MAIN ST MTG
May 9, 2017	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Jan 24, 2017	Warranty Deed, Transfer · Conventional with PMI COLLEEN M THOMAS
Jan 24, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Prior Sale	Jan 24, 2017 · Amount on File
Deed Document Number	20176044
Prior Transfer Date	Oct 31, 2016
Prior Transfer Doc	0000004054
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3605 S EMERALD AVE, CHICAGO, IL 60609-1638
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005339307
Date	Feb 22, 2021
Instrument	2105339307

Lender

Name	MAINSTREET MORTGAGE INC
Address	BLOOMINGDALE, IL 60108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

Interest

Rate	2.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3605 S EMERALD AVE, CHICAGO, IL 60609-1638
Document Number	1924916000
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 S EMERALD AVE CHICAGO IL 606091638, CHICAGO, IL 60609-1638

Mortgage

Document Number	1924916000
Date	Sep 6, 2019
Instrument	24916000

Lender

Name	MAIN ST MTG
Type	Mortgage Company
Address	BLOOMINGDALE, IL 60108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 5, 2039

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 9, 2017
Property Address	3605 S EMERALD AVE, CHICAGO, IL 60609-1638
Document Number	1712906044
Instrument Date	May 1, 2017
Instrument	12906044
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3844 S UNION AVE CHICAGO IL 606091652, CHICAGO, IL 60609-1652

Mortgage

Document Number	1712906045
Date	May 9, 2017
Instrument	12906045

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 8, 2047

Interest

Rate	4.62%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 24, 2017
Property Address	3605 S EMERALD AVE, CHICAGO, IL 60609-1638
Document Number	1702404055
Instrument Date	Dec 6, 2016
Instrument	2404055
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15555 CRAWFORD AVE MARKHAM IL 604283832, MARKHAM, IL 60428-3832

Mortgage

Document Number	1702404056
Date	Jan 24, 2017
Instrument	2404056

Lender

Name	COLLEEN M THOMAS
Address	200 MARSEN KNOB DR # 202, RABUN GAP, GA 30568-3151
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Jan 23, 2022

Interest

Rate	4%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 24, 2017
Property Address	3605 S EMERALD AVE, CHICAGO, IL 60609-1638
Document Number	1702404054
Instrument Date	Oct 31, 2016
Instrument	2404054
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15948 78TH AVE TINLEY PARK IL 604776700, TINLEY PARK, IL 60477-6700

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,197 Land $16,219 Building $21,978	$381,970 Land $162,190 Building $219,780
2023	$6,995.00 (+2.91%)
2022	$6,797.00 Homeowner's exemption	$36,469 Land $13,094 Building $23,375	$364,690 Land $130,940 Building $233,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3605 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3605 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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