3605 S 78th Ave, Phoenix, AZ 85043 Property Records

Maricopa County property record for 3605 S 78th Ave, Phoenix, AZ 85043

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,390 sqft · built 2020
Lot Size	0.212 acres (9,272 sqft)
Owner	Individual Name on File
Last Sale	$440,536 (Mar 2021)
Tax Bill	$3,092 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`104-52-644`

Property Details

APN / Parcel Number

Primary APN	`104-52-644`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,390 sqft Living Area
1st Floor Area	2,390 sqft

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,272 sqft (0.212 acres)
Parking Spaces	4 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3605 S 78TH AVE
City	PHOENIX
State	AZ
Zip	85043-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	TUSCANO PCD PHASE 2 PARCEL F MCR 922-08
Legal Range	01E
Legal Township	01N
Legal Section	23
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	TUSCANO PCD PHASE 2 PARCEL F
Legal Phase	2
Legal Lot Number	19
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2008
Census Tract	112518

Owner

3605 S 78th Ave is owned and occupied by an individual who bought it in March 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	3605 S 78TH AVE, PHOENIX, AZ 85043-1205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 24, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 19, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	20210329829
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3605 S 78TH AVE, PHOENIX, AZ 85043-1205
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 S 78TH AVE, PHOENIX, AZ 85043-1205

Mortgage

Document Number	0000438260
Date	Aug 22, 2023
Instrument	20230438260

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 24, 2021
Property Address	3605 S 78TH AVE, PHOENIX, AZ 85043-1205
Document Number	0000329829
Map Reference	MB 922 PG 8
Instrument Date	Feb 1, 2021
Instrument	20210329829
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16427 N SCOTTSDALE RD STE 175, 175, SCOTTSDALE, AZ 85254-1583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 S 78TH AVE, PHOENIX, AZ 85043-1205

Mortgage

Document Number	0000329830
Date	Mar 24, 2021
Instrument	20210329830

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 19, 2019
Property Address	3605 S 78TH AVE, PHOENIX, AZ 85043-1205
Document Number	0000547245
Instrument Date	Jul 19, 2019
Instrument	547245
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$12,355.22
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16427 N SCOTTSDALE RD #175 SCOTTSDALE AZ 852541583, 175, SCOTTSDALE, AZ 85254-1583
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3605 S 78th Ave was $3,092.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Fowler Elementary District (PK - 08)
Secondary School District	Tolleson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,730	$487,300 Land $97,400 Building $389,900
2025	$3,092.00
2024		$47,030	$470,300 Land $94,000 Building $376,300
2023	$2,743.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3605 S 78th Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 S 78th Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 63% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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