3605 Pratt Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3605 Pratt Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,798 sqft · built 1989
Lot Size	10 acres (436,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2019)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-011-010-10`

Property Details

APN / Parcel Number

Primary APN	`010-011-010-10`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,798 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	436,907 sqft (10 acres)
Garage Area	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3605 PRATT RD
City	METAMORA
State	MI
Zip	48455-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG AT PT W 661.88 FT ALONG N LINE OF PINECREEK ACRES; TH S 89DEG54'32 W 330.71 FT; TH S 00DEG12'24 E 1318.98 FT; TH E 331.71
Legal Range	09E
Legal Township	06N
Legal Section	11
Legal Subdivision	PINECREEK
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2001
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3605 PRATT RD, HADLEY, MI 48440-7736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Deed Document Number	20193054466
Deed Book / Page	3054 / 466
Last Transfer Date	May 14, 2025
Transfer Doc	0034570376
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 16, 2019
Property Address	3605 PRATT RD, METAMORA, MI 48455-9713
Document Number	0030540466
Book / Page	003054 / 000466
Instrument Date	Oct 9, 2019
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3463 BARBER RD OXFORD MI 483711909, OXFORD, MI 48371-1909

Mortgage

Document Number	30540468
Date	Oct 16, 2019
Book Page	003054/000468

Lender

Name	ROSS MTG
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2034

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,900 (+10.23%)	$527,800 (+10.23%)
2025	$3,977.00 (+4.16%) Homeowner's exemption	$239,400 (+17.01%)	$478,800 (+17.01%)
2024	$3,818.00 (+10.54%)
2023		$204,600	$409,200
2022	$3,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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