3605 Pine Bark Ct, Wilmington, NC 28409 Property Records

New Hanover County property record for 3605 Pine Bark Ct, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,744 sqft · built 1993
Lot Size	0.401 acres (17,468 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2009)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06717-010-004-000`

Property Details

APN / Parcel Number

Primary APN	`R06717-010-004-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,744 sqft Living Area
1st Floor Area	1,018 sqft
Basement Area	1,004 sqft
Finished Basement	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	17,468 sqft (0.401 acres)
Terrain	Low
Garage Area	962 sqft

Exterior Amenities

Porch	Slab
Porch Area	788 sqft
Deck Area	152 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3605 PINE BARK CT
City	WILMINGTON
State	NC
Zip	28409-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 98 WHISPERING PINES SECTION 4
Legal Subdivision	WHISPERING PINES SEC 4
Legal Block	10
Legal Lot Number	98
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3004
Census Tract	12004

Owner

3605 Pine Bark Ct is owned and occupied by an individual who bought it in October 2009.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3605 PINE BARK CT, WILMINGTON, NC 28409-2832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2009 · Amount on File
Deed Sale	Oct 14, 2009 · Amount on File
Prior Sale	Dec 18, 1992 · Amount on File
Deed Document Number	200935499
Deed Book / Page	5443 / 1874
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3605 PINE BARK CT, WILMINGTON, NC 28409-2832
Document Number	0062590792
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3605 PINE BARK CT WILMINGTON NC 284092832, WILMINGTON, NC 28409-2832

Mortgage

Document Number	0062590792
Date	Oct 31, 2019
Book Page	006259/000792
Instrument	35763

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 30, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3605 Pine Bark Ct was $3,430, up 7.3% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,000 (-) Land $128,400 Building $454,600	$583,000 (-) Land $128,400 Building $454,600
2025	$3,430.00 (+7.32%)	$583,000 Land $128,400 Building $454,600	$583,000 Land $128,400 Building $454,600
2024	$3,196.00 (+2.96%)
2023	$3,104.00 (-0.58%)	$367,400 Land $84,500 Building $282,900	$367,400 Land $84,500 Building $282,900
2022	$3,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 Pine Bark Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Nearby Flood Policies	74 in force
Nearby Flood Claims	5 (2004–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Pine Bark Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20