3605 Old Mill Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3605 Old Mill Rd, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,400 sqft · built 2002
Lot Size	0.681 acres (29,664 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Jul 2023)
Tax Bill	$4,202 (2025)
Deeds & Mortgages	Apr 2016 Mortgage Oct 2012 Mortgage + 1 more
APN	`0330000001260`

Property Details

APN / Parcel Number

Primary APN	`0330000001260`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	29,664 sqft (0.681 acres)
Lot Dimensions	353 ft deep x 99 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	116 sqft
Deck Area	Deck Area
Patio Area	360 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3605 OLD MILL RD
City	CHESAPEAKE
State	VA
Zip	23323-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	PAR A SUB PROP OWNED BY FRANCES W ASBLE .681 AC
Legal Subdivision	MILITARY HWY,GALBERRY RD,JOHN KOON RD,MA
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2007
Census Tract	21301

Owner

3605 Old Mill Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3605 OLD MILL RD, CHESAPEAKE, VA 23323-1306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2016	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 30, 2012	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jul 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Jul 24, 2015
Deed Document Number	202314427
Deed Book / Page	10677 / 1105
Record Updated	Oct 29, 2026

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3605 OLD MILL RD, CHESAPEAKE, VA 23323-1306
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	DOCUMENT PROCESSING SOLUTIONS, DOCUMENT PROCESSING SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009631/832
Date	Apr 12, 2016
Book Page	9631/832
Instrument	160009062

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3605 OLD MILL RD, CHESAPEAKE, VA 23323-1306
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008862/442
Date	Oct 30, 2012
Book Page	8862/442

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 10, 2023
Property Address	3605 OLD MILL RD, CHESAPEAKE, VA 23323-1306
Document Number	10677/1105
Book / Page	10677 / 1105
Instrument Date	Jun 29, 2023
Instrument	230014427
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 OLD MILL RD, CHESAPEAKE, VA 23323-1306

Mortgage

Document Number	0230014430
Date	Jul 10, 2023
Instrument	230014430

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3605 Old Mill Rd was $4,202.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,200 (+8.22%) Land $175,000 Building $275,200	$450,200 (+8.22%) Land $175,000 Building $275,200
2025	$4,202.00	$416,000 Land $160,000 Building $256,000	$416,000 Land $160,000 Building $256,000
2023		$382,500 (+1.65%) Land $140,000 Building $242,500	$382,500 (+1.65%) Land $140,000 Building $242,500
2022		$376,300 Land $125,000 Building $251,300	$376,300 Land $125,000 Building $251,300
2019	$2,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3605 Old Mill Rd; there have been 31 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	31 (1985–2016)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Old Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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