3605 N Meadow Mill Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3605 N Meadow Mill Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 988 sqft · built 1995
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,850 (Nov 2024)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-6.0-23.0-1-001-002.55`

Property Details

APN / Parcel Number

Primary APN	`02-6.0-23.0-1-001-002.55`

Interior

Full Baths	2 Baths
Building Area	988 sqft Living Area
Gross Area	1,482 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Frame
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Garage Area	494 sqft

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3605 N MEADOW MILL DR
City	ARNOLD
State	MO
Zip	63010-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	DUTCH MILL FARMS 8 BDRY ADJ LOT 115A
Legal Range	5E
Legal Township	43N
Legal Section	23
Legal Subdivision	DUTCH MILL FARMS 8
Legal Block	1
Legal Lot Number	115A
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700119

Owner

Source: Jefferson County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3605 N MEADOW MILL DR, ARNOLD, MO 63010-4648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK
Feb 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2024 · Amount on Record
Deed Sale	Nov 8, 2024 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	202428256
Prior Transfer Date	Sep 11, 2024
Prior Transfer Doc	0000028256
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	May 21, 2026
Property Address	3605 N MEADOW MILL DR, ARNOLD, MO 63010-4648
Document Number	0000013579
Instrument Date	May 6, 2026
Instrument	202613579
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 N MEADOW MILL DR, ARNOLD, MO 63010-4648

Mortgage

Document Number	0000013579,
Date	May 21, 2026
Instrument	202613579

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Feb 28, 2022
Property Address	3605 N MEADOW MILL DR, ARNOLD, MO 63010-4648
Document Number	0000006672
Map Reference	MB 135 PG 17B
Instrument Date	Feb 14, 2022
Instrument	2022R-006672
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 N MEADOW MILL DR, ARNOLD, MO 63010-4648

Mortgage

Document Number	0000006674
Date	Feb 28, 2022
Instrument	2022R-006674

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Feb 28, 2022
Property Address	3605 N MEADOW MILL DR, ARNOLD, MO 63010-4648
Document Number	0000006673
Map Reference	MB 135 PG 17B
Instrument Date	Feb 14, 2022
Instrument	2022R-006673
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2516 SANDLER DR NE, 2516, ALBUQUERQUE, NM 87112-1941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 N MEADOW MILL DR, ARNOLD, MO 63010-4648

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,000 (-) Land $2,900 Building $24,100	$141,800 (-) Land $15,000 Building $126,800
2025	$1,865.00 (+5.19%)	$27,000 (+8%) Land $2,900 Building $24,100	$141,800 (-) Land $15,000 Building $126,800
2024			$141,800 (+8%) Land $15,000 Building $126,800
2023	$1,773.00	$25,000 Land $2,900 Building $22,100	$131,300 Land $15,000 Building $116,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	50 (1982–2025)
Claims Outside the SFHA	15 of 50
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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