3605 N Gemini Dr, Sioux Falls, SD 57107 Property Records

Minnehaha County property record for 3605 N Gemini Dr, Sioux Falls, SD 57107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 2022
Lot Size	0.198 acres (8,621 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-01-164-019-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-01-164-019-000`
Alternative APN	`80477`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Finished Area
Basement Area	1,140 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,621 sqft (0.198 acres)
Lot Dimensions	123 ft deep x 69.6 ft wide
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	80477
Street Address	3605 N GEMINI DR
City	SIOUX FALLS
State	SD
Zip	57107-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLOCK 4 HALEY PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	4
Legal Lot Number	19
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1011
Census Tract	10405

Owner

3605 N Gemini Dr is owner-occupied and held in a trust.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3605 N GEMINI DR, SIOUX FALLS, SD 57107-2056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage SERVICE FIRST FCU
Oct 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST
May 2, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FRONTIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3605 N GEMINI DR, SIOUX FALLS, SD 57107-2056
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001815/0000000508
Date	Mar 22, 2017
Book Page	0000001815/0000000508
Instrument	000000705727

Lender

Name	SERVICE FIRST FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	106 Months
Due	Jan 1, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3605 N GEMINI DR, SIOUX FALLS, SD 57107-2056
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1935MTG/983
Date	Oct 5, 2021
Book Page	1935 MTG/983

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 2, 2022
Property Address	3605 N GEMINI DR, SIOUX FALLS, SD 57107-2056
Document Number	613DEED/154
Book / Page	613 DEED / 154
Instrument Date	Apr 29, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3605 N GEMINI DR, SIOUX FALLS, SD 57107-2056

Mortgage

Document Number	1951MTG611
Date	May 2, 2022
Instrument	1951 MTG/611

Lender

Name	FRONTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3605 N Gemini Dr was $4,473.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,260 (+6.51%) Land $31,648 Building $322,612	$354,260 Land $31,648 Building $322,612
2025	$4,473.00	$332,600 (+4.85%) Land $32,000 Building $300,600
2024	$4,473.00	$317,200 Land $32,000 Building $285,200
2022	$1,254.00	$62,000 Land $32,000 Building $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 N Gemini Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 N Gemini Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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