3605 N 42nd Ln, McAllen, TX 78501 Property Records

Hidalgo County property record for 3605 N 42nd Ln, McAllen, TX 78501

Property Summary

Property Type	Single Family Home
Details	8 bd · 4 ba · 3,576 sqft · built 2015
Lot Size	0.442 acres (19,260 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,540 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2019 Loan Modification + 3 more
APN	`H265600000000600`

Property Details

APN / Parcel Number

Primary APN	`H265600000000600`
Alternative APN	`959250`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,576 sqft Living Area
Gross Area	4,145 sqft
1st Floor Area	2,512 sqft
2nd Floor Area	1,064 sqft
Flooring	Tile

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	19,260 sqft (0.442 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	65 sqft
Patio Area	243 sqft
Canopy	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3605 N 42ND LN
City	MCALLEN
State	TX
Zip	78501-0220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN COVES LOT 6 & 7
Legal Subdivision	HIDDEN COVES - SML
Legal Block	1
Legal Lot Number	7
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1010
Census Tract	20735

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3605 N 42ND LN, MCALLEN, TX 78501-0220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Warranty Deed, Transfer INTERNATIONAL BK/COMMERCE
Sep 12, 2019	Loan Modification, Mortgage LONE STAR NAT'L BK
Nov 30, 2018	Deed of Trust, Mortgage INTERNATIONAL BK/COMMERCE
Jul 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF SOUTH TX
Apr 18, 2017	Deed of Trust, Mortgage BANK OF SOUTH TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020
Deed Sale	Jun 8, 2020
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	20203118770
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Nov 12, 2019
Property Address	3605 N 42ND LN, MCALLEN, TX 78501-0220
Document Number	0003063421
Instrument Date	Nov 7, 2019
Instrument	3063421
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ENCORE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3605 N 42ND LN MCALLEN TX 785010220, MCALLEN, TX 78501-0220

Mortgage

Document Number	3063422
Date	Nov 12, 2019
Instrument	3063422

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	3605 N 42ND LN, MCALLEN, TX 78501-0220
Document Number	0003054198
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 NIGHTSHADE AVE MCALLEN TX 785045428, MCALLEN, TX 78504-5428

Mortgage

Document Number	0003054198
Date	Oct 7, 2019
Instrument	3054198

Lender

Name	LONE STAR NAT'L BK
Type	Bank
Address	PHARR, TX 78577

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3605 N 42ND LN, MCALLEN, TX 78501-0220
Document Number	0002970462
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	CHARGE SAN JACINTO TITLE SERVICES, CHARGE SAN JACINTO TITLE SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 E 28TH ST MISSION TX 785741910, MISSION, TX 78574-1910

Mortgage

Document Number	0002970462
Date	Dec 5, 2018
Instrument	2970462

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	MCALLEN, TX 78505

Agreement

Amount	Amount Recorded

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIDALGO TX
Recording Date	Jul 11, 2017
Property Address	3605 N 42ND LN, MCALLEN, TX 78501-0220
Instrument Date	Jul 7, 2017
Instrument	2830523
Transaction Type	Construction Loan
Record Updated	Aug 4, 2017
Title Company	SIERRA TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 NIGHTSHADE AVE MCALLEN TX 785045428, MCALLEN, TX 78504-5428

Mortgage

Document Number	0002830523
Date	Jul 11, 2017
Instrument	2830523

Lender

Name	BANK OF SOUTH TX
Type	Bank
Address	PHARR, TX 78577

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 10, 2018

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3605 N 42ND LN, MCALLEN, TX 78501-0220
Document Number	0002809865
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	CORPORATE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 NIGHTSHADE AVE MCALLEN TX 785045428, MCALLEN, TX 78504-5428

Mortgage

Document Number	0002809865
Date	Apr 28, 2017
Instrument	2809865

Lender

Name	BANK OF SOUTH TX
Type	Bank
Address	840 N CAGE BLVD, PHARR, TX 78577-3106

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 27, 2020

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,244 (+2.6%) Land $154,080 Building $424,164	$578,244 (-0.97%) Land $154,080 Building $424,164
2025	$11,540.00 (+29.69%) Homeowner's exemption	$563,605 (+16.91%) Land $154,080 Building $429,853	$583,933 (+21.12%) Land $154,080 Building $429,853
2024	$8,898.00 (-13.93%)
2023	$10,338.00 (+21.01%) Homeowner's exemption	$482,100 Land $159,858 Building $322,242	$482,100 Land $159,858 Building $322,242
2022	$8,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, VTX Communications.

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