Cumberland Town property record for 3605 Mendon Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1999 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Jul 2025) |
| Tax Bill | $5,491 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance Jul 2025 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0030-30 |
| Primary APN | 1-0030-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 3,048 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1-0030-30 |
|---|---|
| Street Address | 3605 MENDON RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 238 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11403 |
3605 Mendon Rd is owned and occupied by two individuals who bought it in July 2025.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3605 MENDON RD, CUMBERLAND, RI 02864-2196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Jul 1, 2025 | Warranty Deed, Transfer |
| Jul 30, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 20, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA |
| Sep 13, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 31, 2019 | Warranty Deed, Transfer · FHA Mortgage SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on File |
| Deed Sale | Jul 1, 2025 · Amount on File |
| Prior Sale | May 31, 2019 · Amount on File |
| Deed Book / Page | 2005 / 503 |
| Prior Transfer Date | Jul 28, 2020 |
| Prior Transfer Doc | 1848-231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 3605 MENDON RD, CUMBERLAND, RI 02864-2196 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00001944-4 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 1944/4 |
| Instrument | 135957 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 1, 2025 |
| Property Address | 3605 MENDON RD, CUMBERLAND, RI 02864-2196 |
| Document Number | 002005-503 |
| Book / Page | 2005 / 503 |
| Instrument Date | Jul 1, 2025 |
| Instrument | 2025149999 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 30, 2020 |
| Property Address | 3605 MENDON RD, CUMBERLAND, RI 02864-2196 |
| Document Number | 1848-231 |
| Book / Page | 001848 / 000231 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 115909 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3605 MENDON RD CUMBERLAND RI 028642196, CUMBERLAND, RI 02864-2196 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 20, 2020 |
| Property Address | 3605 MENDON RD, CUMBERLAND, RI 02864-2196 |
| Document Number | 1832-922 |
| Book / Page | 1832 / 922 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 112876 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3605 MENDON RD, CUMBERLAND, RI 02864-2196 |
| Document Number | 1832-925 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 1832/925 |
| Instrument | 112877 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 13, 2019 |
| Property Address | 3605 MENDON RD, CUMBERLAND, RI 02864-2196 |
| Document Number | 1813-311 |
| Book / Page | 001813 / 000311 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3605 MENDON RD CUMBERLAND RI 028642196, CUMBERLAND, RI 02864-2196 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 31, 2019 |
| Property Address | 3605 MENDON RD, CUMBERLAND, RI 02864-2196 |
| Document Number | 1802-711 |
| Book / Page | 1802 / 711 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1802713 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 1802/713 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3605 Mendon Rd was $5,491, down 0.6% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,491.00 (-0.6%) | $548,600 (+21.86%) Land $232,000 Building $316,600 | $541,534 |
| 2025 | $5,524.00 | $450,200 Land $153,200 Building $297,000 | |
| 2023 | $5,231.00 (+3.46%) | $450,200 (+33.47%) Land $153,200 Building $297,000 | |
| 2022 | $5,056.00 | $337,300 Land $107,100 Building $230,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3605 Mendon Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3605 Mendon Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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