3605 Matlock Pl, Waldorf, MD 20602 Property Records

Charles County property record for 3605 Matlock Pl, Waldorf, MD 20602

Property Summary

Property Type	Townhouse
Details	3 ba · 1,280 sqft · built 1998
Lot Size	0.036 acres (1,600 sqft)
Owner	Owner Name on Record
Last Sale	$174,652 (Nov 2009)
Tax Bill	$3,494 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-247415`

Property Details

APN / Parcel Number

Primary APN	`06-247415`
Alternative APNs	`6247415` `247415`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area
1st Floor Area	640 sqft
Basement Area	593 sqft
Finished Basement	593 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.036 acres)
Porch	Open Porch
Porch Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	247415
Old Parcel Number	6247415
Street Address	3605 MATLOCK PL
City	WALDORF
State	MD
Zip	20602-1917
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 22 BLDG 4 HUNTINGTON RIDGE TWNHSE ST CHARLES SUB
Legal Subdivision	CHARLES SUB
Legal Lot Number	22
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2009
Census Tract	850901

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3605 MATLOCK PL, WALDORF, MD 20602-1917
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 17, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 15, 2017	Deed of Trust, Mortgage · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2009 · Amount on Record
Deed Sale	Nov 24, 2009 · Amount on Record
Prior Sale	Jul 16, 2009 · Amount on Record
Deed Document Number	070009
Deed Book / Page	07017 / 0001
Prior Transfer Date	Nov 17, 2009
Prior Transfer Doc	0070170001
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3605 MATLOCK PL, WALDORF, MD 20602-1917
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126090467
Date	Jun 24, 2022
Book Page	12609/467

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3605 MATLOCK PL, WALDORF, MD 20602-1917
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 MATLOCK PL, WALDORF, MD 20602-1917

Mortgage

Document Number	0122880259
Date	Dec 17, 2021
Book Page	12288/259

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	May 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3605 MATLOCK PL, WALDORF, MD 20602-1917
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098300376
Date	May 15, 2017
Book Page	9830/376

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,494.00 (+23.03%)	$241,233 (+6.43%)	$255,800 (-) Land $90,000 Building $165,800
2022	$2,840.00	$226,667	$255,800 Land $90,000 Building $165,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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