Stearns County property record for 3605 Lisa Cir, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,692 sqft · built 2000 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (May 2022) |
| Tax Bill | $5,532 (2026) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51184-0252 |
| Primary APN | 82-51184-0252 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Width | 62 ft Width |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3605 LISA CIR |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 011 BLK 004 STERLING WOODS 2ND ADD SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 35 |
| Legal Subdivision | STERLING WOODS 2ND ADD |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 402 |
3605 Lisa Cir is owned and occupied by an individual who bought it in May 2022.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3605 LISA CIR, SAINT CLOUD, MN 56301-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on File |
| Deed Sale | May 5, 2022 · Amount on File |
| Deed Document Number | 20221411013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 18, 2022 |
| Property Address | 3605 LISA CIR, SAINT CLOUD, MN 56301-9581 |
| Document Number | 00A1632874 |
| Instrument Date | May 5, 2022 |
| Instrument | A1632874 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3605 LISA CIR, SAINT CLOUD, MN 56301-9581 |
The 2026 property tax bill for 3605 Lisa Cir was $5,532.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,532.00 | $390,000 (+1.67%) Land $65,000 Building $325,000 | $390,000 (+1.67%) Land $65,000 Building $325,000 |
| 2025 | $383,600 Land $65,000 Building $318,600 | $383,600 Land $65,000 Building $318,600 | |
| 2023 | $4,558.00 | $377,400 Land $65,000 Building $312,400 | $377,400 Land $65,000 Building $312,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3605 Lisa Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3605 Lisa Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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