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  5. Lipscomb Rd

3605 Lipscomb Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3605 Lipscomb Rd, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1970
Square Footage1,215 sqft Finished Area
Lot Size55,495 sqft (1.27 acres)
OccupancyOwner Occupied
Last Sale$177,000 (2013)
Tax Bill$3,300.00 (2025)

Property Details

APN / Parcel Number

Primary APN059-40-00-365.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,215 sqft Finished Area
Stories3 Stories

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area55,495 sqft (1.27 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3605 LIPSCOMB RD
CityCOVINGTON
StateKY
Zip41015-2483
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1.274 ACS SS LIPSCOMB RD
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1009
Census Tract65800

Owner

Source: Kenton County records · APN 059-40-00-365.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3605 LIPSCOMB RD, COVINGTON, KY 41015-2483
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Aug 28, 2020Quit Claim Deed, Transfer
GUARANTEED RATE
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2013 · Amount on Record
Deed SaleNov 06, 2013 · Amount on Record
Prior SaleMay 29, 2002 · Amount on Record
Deed Doc Number201311 06 059 00309
Deed Book / Page3365 / 212
Last Transfer DateAug 21, 2020
Transfer Doc0000000042
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3605 LIPSCOMB RD, COVINGTON, KY 41015-2483
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 LIPSCOMB RD, COVINGTON, KY 41015-2483

Mortgage

Document Number0005900101
DateSep 14, 2022
Book Page406/650
Instrument22091405900101
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJul 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateAug 28, 2020
Property Address3605 LIPSCOMB RD, COVINGTON, KY 41015-2483
Document Number0000000042
Book / Page000040 / 000228
Instrument DateAug 21, 2020
Instrument42
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3605 LIPSCOMB RD COVINGTON KY 410152483, COVINGTON, KY 41015-2483

Mortgage

Document Number43
DateAug 28, 2020
Book Page000M89/000750
Instrument43
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueAug 27, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3605 LIPSCOMB RD, COVINGTON, KY 41015-2483
Document Number0000000043
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3605 LIPSCOMB RD COVINGTON KY 410152483, COVINGTON, KY 41015-2483

Mortgage

Document Number0000000043
DateAug 28, 2020
Book Page000M89/000750
Instrument43
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 27, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,300.00 (+28.5%)$283,800 (+39.46%) Land $35,000 Building $248,800$283,800 (+39.46%) Land $35,000 Building $248,800
2023$2,568.00$203,500 Land $30,000 Building $173,500$203,500 Land $30,000 Building $173,500

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