Charles County property record for 3605 Laurel Dr, Indian Head, MD 20640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,356 sqft · built 1978 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Feb 2016) |
| Tax Bill | $11,000 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-028628 |
| Primary APN | 07-028628 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 2,676 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 67,518 sqft |
| View / Lot | Waterfront |
| Deck Area | 64 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 028628 |
|---|---|
| Street Address | 3605 LAUREL DR |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | PAR B & C 1.5574 AC END OF LAUREL DRIVE |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850102 |
3605 Laurel Dr is owned and occupied by an individual who acquired it in May 2017.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3605 LAUREL DR, INDIAN HEAD, MD 20640-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Line of Credit ARLINGTON COMMUNITY FCU |
| Jun 8, 2017 | Grant Deed, Transfer FOOTE TITLE INSURANCE AGENCY INC, FOOTE TITLE INS AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2016 · Amount on File |
| Deed Sale | Feb 9, 2016 · Amount on File |
| Deed Book / Page | 9236 / 382 |
| Last Transfer Date | May 24, 2017 |
| Transfer Doc | 0098590310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3605 LAUREL DR, INDIAN HEAD, MD 20640-3105 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Title Company | CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0127740315 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 12774/315 |
| Name | ARLINGTON COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | ARLINGTON, VA 22204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 8, 2017 |
| Property Address | 3605 LAUREL DR, INDIAN HEAD, MD 20640-3105 |
| Document Number | 0092360310 |
| Book / Page | 009236 / 000310 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | FOOTE TITLE INSURANCE AGENCY INC, FOOTE TITLE INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3605 LAUREL DR INDIAN HEAD MD 206403105, INDIAN HEAD, MD 20640-3105 |
The 2025 property tax bill for 3605 Laurel Dr was $11,000 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,733 | $400,000 Land $127,200 Building $272,800 | |
| 2025 | $11,000.00 | ||
| 2023 | $4,224.00 | $291,800 | $354,600 Land $82,200 Building $272,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3605 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3605 Laurel Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: AT&T, T-Mobile.
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