3605 Klein Ct, San Jose, CA 95148 Property Records

Santa Clara County property record for 3605 Klein Ct, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,699 sqft · built 1987
Lot Size	0.207 acres (9,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 1994)
Tax Bill	$8,684 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`652-34-020`

Property Details

APN / Parcel Number

Primary APN	`652-34-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,699 sqft Living Area
1st Floor Area	1,436 sqft
2nd Floor Area	1,263 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,006 sqft (0.207 acres)
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3605 KLEIN CT
City	SAN JOSE
State	CA
Zip	95148-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B8
Legal Description	TRACT 6824 BOOK 550 PAGE 22 PAGE 23 LOT 3
Legal Tract	6824
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	503313

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3605 KLEIN CT, SAN JOSE, CA 95148-2251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 1994 · Amount on Record
Deed Sale	May 6, 1994 · Amount on Record
Deed Document Number	199412483600
Deed Book / Page	430 / 652
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3605 KLEIN CT, SAN JOSE, CA 95148-2251
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 KLEIN CT, SAN JOSE, CA 95148-2251

Mortgage

Document Number	0025873074
Date	Sep 23, 2025
Instrument	25873074

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	24 EXECUTIVE PARK STE 250, IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2045

Interest

Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3605 KLEIN CT, SAN JOSE, CA 95148-2251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 KLEIN CT, SAN JOSE, CA 95148-2251

Mortgage

Document Number	0024612463
Date	Sep 14, 2020
Instrument	24612463

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3605 KLEIN CT, SAN JOSE, CA 95148-2251
Document Number	0024276947
Instrument Date	Sep 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3605 KLEIN CT SAN JOSE CA 951482251, SAN JOSE, CA 95148-2251

Mortgage

Document Number	0024276947
Date	Sep 10, 2019
Instrument	24276947

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,354 (+2%) Land $175,697 Building $341,657
2025	$8,684.00 (+4.27%) Homeowner's exemption	$507,210 (+4.04%) Land $172,252 Building $334,958
2023	$8,328.00 (+0.79%) Homeowner's exemption	$487,516 Land $165,564 Building $321,952
2022	$8,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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