3605 Kent St, Flint, MI 48503 Property Records

Genesee County property record for 3605 Kent St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1955
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,000 (Dec 2001)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-403-031`

Property Details

APN / Parcel Number

Primary APN	`41-16-403-031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	106 ft deep x 70 ft wide
Garage Area	297 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3605 KENT ST
City	FLINT
State	MI
Zip	48503-4596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	EVERGREEN PARK NO. 1 LOT 563; ALSO LOT 564 EXC W 20 FT.
Legal Subdivision	EVERGREEN PARK #1
Legal Lot Number	563-564
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1005
Census Tract	3100

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3605 KENT ST, FLINT, MI 48503-4596
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Nov 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Dec 7, 2017	Loan Modification, Mortgage ELGA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2001 · Amount on Record
Deed Sale	Dec 7, 2001 · Amount on Record
Deed Document Number	2001119530
Prior Transfer Date	Jun 3, 1999
Prior Transfer Doc	0000048164
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	May 27, 2026
Property Address	3605 KENT ST, FLINT, MI 48503-4596
Document Number	0000034464
Instrument Date	May 15, 2026
Instrument	202634464
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 KENT ST, FLINT, MI 48503-4596

Mortgage

Document Number	0000034464,
Date	May 27, 2026
Instrument	202634464

Lender

Name	ELGA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3605 KENT ST, FLINT, MI 48503-4596
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 KENT ST, FLINT, MI 48503-4596

Mortgage

Document Number	0000073638
Date	Nov 28, 2022
Instrument	202211280073638

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2037

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	3605 KENT ST, FLINT, MI 48503-4596
Document Number	0000077167
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3605 KENT ST FLINT MI 485034596, FLINT, MI 48503-4596

Mortgage

Document Number	0000077167
Date	Dec 15, 2017
Instrument	77167

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 14, 2032

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,800 (+12.16%)	$99,600 (+12.16%)
2025	$1,334.00 (+1.75%) Homeowner's exemption	$44,400 (+50.51%)	$88,800 (+50.51%)
2024	$1,311.00
2023		$29,500	$59,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1985–2026)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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