Buchanan County property record for 3605 Karnes Rd, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 1,160 sqft · built 1932 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,200 (Jun 2021) |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| APN | 03-7.0-35-002-000-076.000 |
| Primary APN | 03-7.0-35-002-000-076.000 |
|---|
| Building Area | 1,160 sqft Base Area |
|---|---|
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Lot Area | 78,408 sqft (1.8 acres) |
| Street Address | 3605 KARNES RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:KARNES ROAD ESTATES EXTENSION LOT:1 BLK:LGL DESC: |
| Legal Subdivision | KARNES ROAD ESTATES EXTENSION |
| Legal Lot Number | 1 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 100 |
3605 Karnes Rd is owned and occupied by an individual who bought it in June 2021.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3605 KARNES RD, SAINT JOSEPH, MO 64506-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on File |
| Deed Sale | Jun 29, 2021 · Amount on File |
| Prior Sale | Jun 3, 2010 · Amount on File |
| Deed Document Number | 20216751 |
| Deed Book / Page | 3764 / 81 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 29, 2021 |
| Property Address | 3605 KARNES RD, SAINT JOSEPH, MO 64506-1424 |
| Document Number | 3764/81 |
| Book / Page | 3764 / 81 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021006751 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3605 KARNES RD, SAINT JOSEPH, MO 64506-1424 |
| Document Number | 2021006752 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021006752 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 3605 Karnes Rd was $1,123.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,123.00 | $15,350 Land $7,130 Building $8,220 | $80,770 Land $37,500 Building $43,270 |
| 2024 | $1,123.00 (+19.21%) | ||
| 2023 | $942.00 (-0.63%) | $13,990 (-) Land $7,130 Building $6,860 | $73,600 Land $37,500 Building $36,100 |
| 2022 | $948.00 | $13,990 Land $7,130 Building $6,860 | |
| 2021 | $73,600 Land $37,500 Building $36,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 3605 Karnes Rd; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jun 2011 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3605 Karnes Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: Mercury Fiber, T-Mobile, Verizon.
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