3605 Florence St, San Diego, CA 92113 Property Records

San Diego County property record for 3605 Florence St, San Diego, CA 92113

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,720 sqft · built 1951
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jul 2020)
Tax Bill	$7,853 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2020 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`546-360-18-00`

Property Details

APN / Parcel Number

Primary APN	`546-360-18-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	5,100 sqft (0.117 acres)

Location & Zoning

Street Address	3605 FLORENCE ST
City	SAN DIEGO
State	CA
Zip	92113-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 18 TR 002584
Legal Subdivision	RANCHO CASITAS
Legal Tract	002584
Legal Block	3
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	3502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3605 FLORENCE ST, SAN DIEGO, CA 92113-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC
Feb 21, 2020	Grant Deed, Transfer · Construction Mortgage MICHAEL L KIRSCH PSP
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLACKRIDGE CORP
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Apr 16, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Feb 21, 2020 · Amount on File
Deed Document Number	2020396700
Prior Transfer Date	Dec 9, 2004
Prior Transfer Doc	0000042659
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 23, 2020
Property Address	3605 FLORENCE ST, SAN DIEGO, CA 92113-2725
Document Number	0000396700
Map Reference	MAP 2584
Instrument Date	Jun 21, 2020
Instrument	2020-0396700
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3605 FLORENCE ST, SAN DIEGO, CA 92113-2725

Mortgage

Document Number	0000396701
Date	Jul 23, 2020
Instrument	2020-0396701

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2020
Property Address	3605 FLORENCE ST, SAN DIEGO, CA 92113-2725
Document Number	0000088899
Instrument Date	Feb 13, 2020
Instrument	88899
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NAT'L TITLE CO LONG B

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3604 DORY DR BONITA CA 919022712, BONITA, CA 91902-2712

Mortgage

Document Number	88900
Date	Feb 21, 2020
Instrument	88900

Lender

Name	MICHAEL L KIRSCH PSP
Address	5753 G SANTA ANA CANYON RD # 61, ANAHEIM, CA 92807

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 20, 2021

Mortgage

Document Number	94872,
Date	Feb 21, 2020
Instrument	94872

Lender

Name	JOHN E DRYLIE
Address	5080 SHOREHAM PL # 200, SAN DIEGO, CA 92122-5932

Agreement

Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3605 FLORENCE ST, SAN DIEGO, CA 92113-2725
Document Number	0000038225
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000038225
Date	Jan 24, 2020
Instrument	38225

Lender

Name	BLACKRIDGE CORP
Address	2015 MANHATTAN BEACH BLVD # 100, REDONDO BEACH, CA 90278-1230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3605 FLORENCE ST, SAN DIEGO, CA 92113-2725
Document Number	0000151321
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000151321
Date	Apr 17, 2018
Instrument	151321

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2018
Property Address	3605 FLORENCE ST, SAN DIEGO, CA 92113-2725
Document Number	0000149561
Instrument Date	Apr 6, 2018
Instrument	149561
Transaction Type	Foreclosure
Record Updated	Apr 23, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$350.24
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,719 (+2%) Land $415,632 Building $186,087
2025	$7,853.00 (+13.91%) Homeowner's exemption	$589,922 (+4.04%) Land $407,483 Building $182,439
2023	$6,894.00 (+2.76%) Homeowner's exemption	$567,016 Land $391,661 Building $175,355
2022	$6,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,021 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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