Pinellas County property record for 3605 Fairway Forest Dr, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,882 sqft · built 1982 |
| Lot Size | 0.195 acres (8,516 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Sep 2020) |
| Tax Bill | $6,014 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-2851-9 |
| Primary APN | C62-000-757-2851-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,882 sqft Heated Area |
| 1st Floor Area | 1,882 sqft |
| Flooring | Carpet |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,516 sqft (0.195 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R289882 |
|---|---|
| Old Parcel Number | 162727273690000530 |
| Street Address | 3605 FAIRWAY FOREST DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRWAY FOREST LOT 53 |
| Legal Range | 16 |
| Legal Township | 27 |
| Legal Section | 27 |
| Legal Subdivision | FAIRWAY FOREST |
| Legal Lot Number | 53 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27329 |
3605 Fairway Forest Dr is owned and occupied by an individual who bought it in September 2020.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3605 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 30, 2020 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on File |
| Deed Sale | Sep 1, 2020 · Amount on File |
| Prior Sale | Oct 30, 1995 |
| Deed Document Number | 2020260570 |
| Deed Book / Page | 21146 / 2408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3605 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1007 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3605 FAIRWAY FOREST DR PALM, PALM HARBOR, FL 34685-1007 |
| Document Number | 0225031933 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 22503/1933 |
| Instrument | 2023182018 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3605 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1007 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0224411411 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 22441/1411 |
| Instrument | 2023127253 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3605 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3605 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1007 |
| Document Number | 0219190993 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 21919/993 |
| Instrument | 2022036406 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 1, 2020 |
| Property Address | 3605 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1007 |
| Document Number | 0211462408 |
| Book / Page | 21146 / 2408 |
| Map Reference | MB 73 PG 16&17 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020260570 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | COASTAL BLUE T&E AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3605 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1007 |
| Document Number | 0211462410 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 21146/2410 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 30, 2020 |
| Property Address | 3605 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1007 |
| Document Number | 0209440611 |
| Book / Page | 020944 / 000611 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 106260 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1865 OAK FOREST DR W CLEARWATER FL 337591824, CLEARWATER, FL 33759-1824 |
The 2025 property tax bill for 3605 Fairway Forest Dr was $6,014 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,014.00 Homeowner's exemption | $365,273 | $487,197 Land $129,625 Building $357,572 |
| 2023 | $5,598.00 (+2.81%) Homeowner's exemption | $344,640 (+3%) | $484,707 (+32.03%) Land $201,269 Building $283,438 |
| 2022 | $5,445.00 Homeowner's exemption | $334,602 | $367,119 Land $153,890 Building $213,229 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3605 Fairway Forest Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 135 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 159 units insured incl. 24 condo units |
| Nearby Flood Claims | 5 (2011–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3605 Fairway Forest Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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