3605 Elk Creek Rd, Deep Gap, NC 28618 Property Records

Watauga County property record for 3605 Elk Creek Rd, Deep Gap, NC 28618

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 2004
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Mar 2021)
Tax Bill	$567 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2940-81-0818-000`

Property Details

APN / Parcel Number

Primary APN	`2940-81-0818-000`
Alternative APN	`1823429`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	42,253 sqft (0.97 acres)
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1823429
Street Address	3605 ELK CREEK RD
City	DEEP GAP
State	NC
Zip	28618-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1024
Census Tract	920702

Owner

3605 Elk Creek Rd is owned by two individuals who bought it in March 2021.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3402 SHAKER DR, GREENSBORO, NC 27410-9169
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE JAMES
Jul 29, 2019	Grant Deed, Transfer BETSY ROSENTHAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Deed Document Number	2021704093
Deed Book / Page	2177 / 53
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	0000681059
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 26, 2021
Property Address	3605 ELK CREEK RD, DEEP GAP, NC 28618-9776
Document Number	0021770053
Book / Page	2177 / 53
Map Reference	MB 671 PG 751
Instrument Date	Mar 25, 2021
Instrument	704093
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3379 ELK CREEK RD, 3379, DEEP GAP, NC 28618-9575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 SHAKER DR, GREENSBORO, NC 27410-9169

Mortgage

Document Number	0000704094
Date	Mar 26, 2021
Instrument	704094

Lender

Name	BANK OF THE JAMES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 29, 2019
Property Address	3605 ELK CREEK RD, DEEP GAP, NC 28618-9776
Document Number	0020390425
Book / Page	002039 / 000425
Instrument Date	Jul 19, 2019
Instrument	681059
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OST #BOX16 DEEP GAP NC 28618, DEEP GAP, NC 28618

Mortgage

Document Number	20390430
Date	Jul 29, 2019
Book Page	002039/000430
Instrument	681060

Lender

Name	BETSY ROSENTHAL
Address	3379 ELK CREEK RD, DEEP GAP, NC 28618-9575
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jul 28, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3605 Elk Creek Rd was $567.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,200 (-) Land $13,200 Building $99,000
2025	$567.00	$112,200 Land $13,200 Building $99,000
2024			$112,200 Land $13,200 Building $99,000
2023		$112,200 Land $13,200 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 Elk Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Elk Creek Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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