Allen County property record for 3605 E Saddle Dr, Fort Wayne, IN 46804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,136 sqft · built 1973 |
| Lot Size | 0.448 acres (19,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,160 (Oct 2025) |
| Tax Bill | $2,430 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Feb 2020 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-15-432-006.000-075 |
| Primary APN | 02-11-15-432-006.000-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,136 sqft Living Area |
| Gross Area | 3,894 sqft |
| 1st Floor Area | 1,568 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 19,500 sqft (0.448 acres) |
| Lot Dimensions | 1,950 ft deep x 1,000 ft wide |
| Garage Type | Attached |
| Garage Area | 758 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3605 E SADDLE DR |
|---|---|
| City | FORT WAYNE |
| State | IN |
| Zip | 46804-3921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABOITE MEADOWS SEC B LOT 32 |
| Legal Subdivision | ABOITE MEADOWS |
| Legal Lot Number | 32 |
| Jurisdiction | ALLEN IN |
| Township / Civil Division | ABOITE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11603 |
Source: Allen County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage UNION SAVINGS BANK |
| Feb 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 7, 2025 | Warranty Deed, Transfer · VA Mortgage OLD NATIONAL BANK |
| Oct 7, 2025 | Warranty Deed, Transfer · VA Mortgage OLD NATIONAL BANK |
| Nov 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| May 16, 2019 | Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK AN OHIO CORPORAT |
| May 16, 2019 | Deed, Transfer TRADEMARK TITLE INC, TRADEMARK TITLE |
| Aug 15, 2014 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNION SAVINGS BANK |
| Jun 10, 2005 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on Record |
| Deed Sale | Oct 7, 2025 · Amount on Record |
| Prior Sale | Nov 19, 2020 · Amount on Record |
| Deed Document Number | 202545309 |
| Prior Transfer Date | May 13, 2019 |
| Prior Transfer Doc | 2019022185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | TRADEMARK TITLE INC, TRADEMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 2017036160 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 2017036160 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | INDIANAPOLIS, IN 46250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020007408 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 2020007408 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Oct 7, 2025 |
| Property Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 2025045309 |
| Map Reference | MB 27 PG 148-149 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025045309 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | UNKNOWN, MERIDIAN TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 2025045310 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025045310 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Oct 7, 2025 |
| Property Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 2025045309 |
| Map Reference | MB 27 PG 148-149 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025045309 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, MERIDIAN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 2025045310 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025045310 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Nov 19, 2020 |
| Property Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 2020072828 |
| Map Reference | PL 27 PG 148-19 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2020072828 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 2020072829 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020072829 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | May 16, 2019 |
| Property Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 2019022183 |
| Map Reference | PL 27 PG 148&149 |
| Instrument Date | May 13, 2019 |
| Instrument | 2019022183 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | TRADEMARK TITLE INC, TRADEMARK TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Investor | Possibly a Property Investor |
| Document Number | 2019022184 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019022184 |
| Name | UNION SAVINGS BANK AN OHIO CORPORAT |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | May 16, 2019 |
| Property Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 2019022185 |
| Map Reference | PL 27 PG 148&149 |
| Instrument Date | May 13, 2019 |
| Instrument | 2019022185 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | TRADEMARK TITLE INC, TRADEMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Aug 15, 2014 |
| Property Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 2014039314 |
| Map Reference | MB27 PG148-149 |
| Instrument Date | Aug 8, 2014 |
| Instrument | 2014039314 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | TRADEMARK TITLE INC, TRADEMARK TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 2014039315 |
|---|---|
| Date | Aug 15, 2014 |
| Instrument | 2014039315 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2044 |
| Type Change Date | Aug 1, 2019 |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Jun 10, 2005 |
| Property Address | 3605 E SADDLE DR, FORT WAYNE, IN 46804-3921 |
| Document Number | 0205035538 |
| Map Reference | MB27 PG148&149 |
| Instrument Date | Jun 3, 2005 |
| Instrument | 205035538 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5602 MEXICO DR, FORT WAYNE, IN 46804-4395 |
| Name | Verified Name |
|---|---|
| Address | 5602 MEXICO DR, FORT WAYNE, IN 46804-4395 |
Source: Allen County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Allen County |
| County Subdivision | Aboite Township |
| Municipality | Fort Wayne City |
| Unified School District | Southwest Allen County Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,430.00 (-6.43%) | $249,900 (+2.97%) Land $49,500 Building $200,400 | $249,900 (+2.97%) Land $49,500 Building $200,400 |
| 2024 | $2,597.00 (+5.83%) | $242,700 (+5.57%) Land $49,500 Building $193,200 | $242,700 (+5.57%) Land $49,500 Building $193,200 |
| 2023 | $2,454.00 (+20.24%) | $229,900 (+20.75%) Land $20,300 Building $209,600 | $229,900 (+20.75%) Land $20,300 Building $209,600 |
| 2022 | $2,041.00 Homeowner's exemption | $190,400 Land $20,300 Building $170,100 | $190,400 Land $20,300 Building $170,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–1985) |
| Most Recent Claim | Feb 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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