3605 E 46th St, Cleveland, OH 44105 Property Records

Cuyahoga County property record for 3605 E 46th St, Cleveland, OH 44105

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,920 sqft · built 1890
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$33,000 (Jun 1994)
Tax Bill$2,231 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN131-30-040

Property Details

APN / Parcel Number

Primary APN131-30-040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area2,560 sqft
1st Floor Area1,120 sqft
2nd Floor Area800 sqft
Basement Area640 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1962
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions150 ft deep x 40 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area95 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address3605 E 46TH ST
CityCLEVELAND
StateOH
Zip44105-1006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2F
Legal Description287 SCHMITT 0177 ALL
JurisdictionCUYAHOGA OH
Township / Civil DivisionCLEVELAND
Census Block Group4
Census Block4010
Census Tract110901

Owner

3605 E 46th St is owned and occupied by an individual who acquired it in October 2015.

Source: Cuyahoga County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3605 E 46TH ST, CLEVELAND, OH 44105-1006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 1994 · Amount on File
Deed SaleJun 28, 1994 · Amount on File
Prior SaleDec 3, 1993 · Amount on File
Last Transfer DateOct 9, 2015
Transfer Doc0000000163
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address3605 E 46TH ST, CLEVELAND, OH 44105-1006
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 E 46TH ST, CLEVELAND, OH 44105-1006

Mortgage

Document Number0000000482
DateNov 7, 2025
Instrument202511070482
Lender
NameDOLLAR BANK FSB
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3605 E 46th St was $2,231, up % from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityCleveland City
Unified School DistrictCleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,231.00 (+0.04%) Homeowner's exemption$34,020 (-) Land $4,830 Building $29,190$97,200 (-) Land $13,800 Building $83,400
2024$2,230.00 (+24.65%) Homeowner's exemption$34,020 (+44.21%) Land $4,830 Building $29,190$97,200 Land $13,800 Building $83,400
2023$1,789.00 (+0.56%) Homeowner's exemption$23,590 (-) Land $3,360 Building $20,230
2022$1,779.00 Homeowner's exemption$23,590 Land $3,360 Building $20,230
2021$67,400 Land $9,600 Building $57,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 E 46th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3605 E 46th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
PCs for People
Fixed Wireless
100 / 100
DigitalC
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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