3605 Chisholm Trl, Temple, TX 76504 Property Records

Bell County property record for 3605 Chisholm Trl, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,244 sqft · built 1966
Lot Size	0.336 acres (14,652 sqft)
Owner	Individual Name on Record
Last Sale	$558,600 (Mar 2026)
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Mar 2026 Reverse Mortgage Dec 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0133970000`

Property Details

APN / Parcel Number

Primary APN	`0133970000`
Alternative APNs	`106874` `866178`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,244 sqft Living Area
1st Floor Area	2,067 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,652 sqft (0.336 acres)
Lot Dimensions	123 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft
Canopy	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3605 CHISHOLM TRL
City	TEMPLE
State	TX
Zip	76504-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	WESTERN HILLS 2ND EXT, BLOCK 004, LOT 2, PT 3, (E PT OF 3, 12 X 151.28 X 1 X 151.28); LIFE ESTATE
Legal Subdivision	WESTERN HILLS 2ND EXT
Legal Block	4
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2016
Census Tract	21202

Owner

Source: Bell County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3605 CHISHOLM TRL, TEMPLE, TX 76504-3631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 14, 2022	Intrafamily Transfer, Transfer
Apr 16, 2019	Warranty Deed, Transfer FIRST CMNTY TITLE
Dec 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 8, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Deed Document Number	202612212
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Mar 16, 2026
Property Address	3605 CHISHOLM TRL, TEMPLE, TX 76504-3631
Document Number	0000012212
Map Reference	CAB A SL 302D
Instrument Date	Mar 2, 2026
Instrument	2026012212
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 CHISHOLM TRL, TEMPLE, TX 76504-3631

Mortgage

Document Number	0000012213
Date	Mar 16, 2026
Instrument	2026012213

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Dec 14, 2022
Property Address	3605 CHISHOLM TRL, TEMPLE, TX 76504-3631
Document Number	0000073510
Map Reference	CAB A SL 302-D
Instrument Date	Dec 14, 2022
Instrument	2022073510
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 CHISHOLM TRL, TEMPLE, TX 76504-3631

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 16, 2019
Property Address	3605 CHISHOLM TRL, TEMPLE, TX 76504-3631
Document Number	0000015182
Book / Page	010804 / 000562
Instrument Date	Apr 11, 2019
Instrument	15182
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	340 GREEN PARK DR BELTON TX 765136900, BELTON, TX 76513-6900

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3605 CHISHOLM TRL, TEMPLE, TX 76504-3631
Document Number	0000052644
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3605 CHISHOLM TRL TEMPLE TX 765043631, TEMPLE, TX 76504-3631

Mortgage

Document Number	0000052644
Date	Dec 18, 2017
Instrument	52644

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.84%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3605 CHISHOLM TRL, TEMPLE, TX 76504-3631
Document Number	0000052643
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3605 CHISHOLM TRL TEMPLE TX 765043631, TEMPLE, TX 76504-3631

Mortgage

Document Number	0000052643
Date	Dec 18, 2017
Instrument	52643

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.84%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00 (-35.69%)	$306,317 (-15.48%)	$339,829 (-6.23%) Land $32,000 Building $307,829
2023	$4,116.00 (-6.65%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$362,411 Land $32,000 Building $330,411	$362,411 Land $32,000 Building $330,411
2022	$4,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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