3605 Chelmsford Ct, Springfield, IL 62704 Property Records

Sangamon County property record for 3605 Chelmsford Ct, Springfield, IL 62704

Property Summary

Property TypeSingle Family Home
Lot Size0.266 acres (11,602 sqft)
OwnerIndividual Name on File
Last Sale$216,500 (Jan 2018)
Tax Bill$6,549 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-18.0-428-017

Property Details

APN / Parcel Number

Primary APN22-18.0-428-017
Alternative APN
  • 22180428017 (CHECK DIGIT = 7)

Exterior

Lot Area11,602 sqft (0.266 acres)

Location & Zoning

Account Number22180428017
Street Address3605 CHELMSFORD CT
CitySPRINGFIELD
StateIL
Zip62704-5500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 LINCOLNSHIRE 1ST ADDN
Legal SubdivisionLINCOLNSHIRE 1ST ADD
Legal Lot Number43
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group4
Census Block4018
Census Tract2900

Owner

3605 Chelmsford Ct is owned and occupied by an individual who bought it in January 2018.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3605 CHELMSFORD CT, SPRINGFIELD, IL 62704-5500
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK
Jan 16, 2018Deed, Transfer · Conventional Mortgage
MARINE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2018 · Amount on File
Deed SaleJan 16, 2018 · Amount on File
Prior SaleSep 26, 1994 · Amount on File
Deed Document Number2018938
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address3605 CHELMSFORD CT, SPRINGFIELD, IL 62704-5500
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R13750
DateJun 11, 2020
Instrument2020R13750
Lender
NameMARINE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address3605 CHELMSFORD CT, SPRINGFIELD, IL 62704-5500
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R13750
DateJun 11, 2020
Instrument2020R13750
Lender
NameMARINE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateJan 16, 2018
Property Address3605 CHELMSFORD CT, SPRINGFIELD, IL 62704-5500
Document Number2018R00938
Instrument DateJan 12, 2018
Instrument2018R00938
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$324.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3505 CHELMSFOROD CT, SPRINGFIELD, IL 62704

Mortgage

Document Number2018R00939
DateJan 16, 2018
Instrument2018R00939
Lender
NameMARINE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3605 Chelmsford Ct was $6,549 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,549.00$99,170 Land $15,621 Building $83,549$297,510 Land $46,863 Building $250,647
2022$5,756.00 Homeowner's exemption$79,642 Land $12,623 Building $67,019$238,926 Land $37,869 Building $201,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3605 Chelmsford Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3605 Chelmsford Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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