3605 Cedar Rdg Rd, Columbia, TN 38401 Property Records

Maury County property record for 3605 Cedar Rdg Rd, Columbia, TN 38401

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,130 sqft · built 1996
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,640 (Jan 2020)
Tax Bill	$3,292 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060124J B 02800`

Property Details

APN / Parcel Number

Primary APN	`060124J B 02800`
Alternative APN	`124J B 02800`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,130 sqft Living Area
1st Floor Area	1,962 sqft
Upper Floors Area	550 sqft
Basement Area	1,958 sqft
Finished Basement	979 sqft
Unfinished Basement	979 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3605 CEDAR RIDGE RD
City	COLUMBIA
State	TN
Zip	38401-5958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE SEC 1 41
Legal Subdivision	RIDGE SEC 1
Legal Lot Number	41
Jurisdiction	MAURY TN
Township / Civil Division	9
Census Block Group	1
Census Block	1024
Census Tract	11102

Owner

Source: Maury County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3605 CEDAR RIDGE RD, COLUMBIA, TN 38401-5958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Warranty Deed, Transfer · VA Mortgage AMERICA'S MONEY SOURCE INC
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit TRISTAR BK
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Prior Sale	Jun 21, 2002 · Amount on Record
Deed Document Number	20000420
Deed Book / Page	2606 / 0738
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAURY TN
Recording Date	Jan 9, 2020
Property Address	3605 CEDAR RIDGE RD, COLUMBIA, TN 38401-5958
Document Number	R2606738
Book / Page	002606 / 000738
Instrument Date	Jan 6, 2020
Instrument	420
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SERI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,930.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3605 CEDAR RIDGE RD COLUMBIA TN 384015958, COLUMBIA, TN 38401-5958

Mortgage

Document Number	R2606740
Date	Jan 9, 2020
Book Page	002606/000740
Instrument	421

Lender

Name	AMERICA'S MONEY SOURCE INC
Address	ORLANDO, FL 32806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAURY TN
Property Address	3605 CEDAR RIDGE RD, COLUMBIA, TN 38401-5958
Document Number	R2562195
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 CEDAR RIDGE RD COLUMBIA TN 384015958, COLUMBIA, TN 38401-5958

Mortgage

Document Number	R2562195
Date	Jun 17, 2019
Book Page	002562/000195
Instrument	8537

Lender

Name	TRISTAR BK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 16, 2022

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAURY TN
Property Address	3605 CEDAR RIDGE RD, COLUMBIA, TN 38401-5958
Document Number	R2556260
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 CEDAR RIDGE RD COLUMBIA TN 384015958, COLUMBIA, TN 38401-5958

Mortgage

Document Number	R2556260
Date	May 14, 2019
Book Page	002556/000260
Instrument	6714

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maury County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Maury County
Unified School District	Maury County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,292.00	$172,350 (-) Land $15,000 Building $157,350
2023	$3,292.00	$172,350 (-) Land $15,000 Building $157,350
2022	$3,292.00	$172,350 Land $15,000 Building $157,350	$689,400 (-) Land $60,000 Building $629,400
2021			$689,400 Land $60,000 Building $629,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAURY COUNTY WATER SYSTEM serves 25,978 people · EPA ID TN0000770
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

3605 Cedar Rdg Rd, Columbia, TN 38401 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cedar Rdg Rd

Nearby Streets

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