3605 Bedford St, Henrico, VA 23231 Property Records

Henrico County property record for 3605 Bedford St, Henrico, VA 23231

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 960 sqft · built 1962
Lot Size0.267 acres (11,630 sqft)
Owner2 Individual Names on File
Last Sale$125,550 (Nov 2003)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN812-714-3977

Property Details

APN / Parcel Number

Primary APN812-714-3977
Alternative APN
  • CH3912002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area960 sqft Living Area
Gross Area2,116 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Finished Basement960 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area11,630 sqft (0.267 acres)
Deck Area196 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account NumberCH3912002
Street Address3605 BEDFORD ST
CityHENRICO
StateVA
Zip23231-2503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Description0162030000B 0003; LAWNDALE FARMS SC 3 BL B LT 3 9 B2 20
Legal SubdivisionLAWNDALE FARMS
Legal Lot Number3,9
JurisdictionHENRICO VA
Township / Civil DivisionVARINA
Census Block Group3
Census Block3017
Census Tract201406

Owner

3605 Bedford St is owned and occupied by two individuals who bought it in November 2003.

Source: Henrico County records, as of June 8, 2026

Owner of Record2 Individual Names on File
Mailing Address3605 BEDFORD ST, HENRICO, VA 23231-2503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2003 · Amount on File
Deed SaleNov 3, 2003 · Amount on File
Prior SaleApr 28, 1997 · Amount on File
Deed Book / Page3569 / 2264
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address3605 BEDFORD ST, HENRICO, VA 23231-2503
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 BEDFORD ST, HENRICO, VA 23231-2503

Mortgage

Document Number0067511817
DateFeb 19, 2026
Book Page6751/1817
Instrument202600004870
Lender
NameHOMES
TypeLending Institution
AddressRICHMOND, VA 23225
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$266,700 (+14.41%) Land $45,000 Building $221,700$266,700 (+14.41%) Land $45,000 Building $221,700
2025$233,100 Land $40,000 Building $193,100$233,100 Land $40,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 Bedford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Bedford St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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