3605 Agneta Ct, Elk Grove, CA 95758 Property Records

Sacramento County property record for 3605 Agneta Ct, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,370 sqft · built 1992
Lot Size	0.352 acres (15,315 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Oct 2016)
Tax Bill	$10,631 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-1180-002-0000`

Property Details

APN / Parcel Number

Primary APN	`119-1180-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,370 sqft Living Area
1st Floor Area	2,495 sqft
2nd Floor Area	1,875 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	15,315 sqft (0.352 acres)
Garage Area	695 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3605 AGNETA CT
City	ELK GROVE
State	CA
Zip	95758-7408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	LAGUNA WEST 02, LOT 74
Legal Subdivision	LAGUNA WEST 02
Legal Lot Number	74
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	9644

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3605 AGNETA CT, ELK GROVE, CA 95758-7408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK NA
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL VLY CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2016 · Amount on Record
Deed Sale	Oct 3, 2016 · Amount on Record
Prior Sale	Oct 20, 1993 · Amount on Record
Deed Book / Page	20161003 / 2460
Prior Transfer Date	Jun 15, 2004
Prior Transfer Doc	2004002964
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3605 AGNETA CT, ELK GROVE, CA 95758-7408
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 AGNETA CT, ELK GROVE, CA 95758-7408

Mortgage

Document Number	0000000448
Date	Mar 27, 2024
Instrument	202403270448

Lender

Name	HERITAGE BANK NA
Type	Bank
Address	WILLMAR, MN 56201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3605 AGNETA CT, ELK GROVE, CA 95758-7408
Document Number	1911250973
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 AGNETA CT ELK GROVE CA 957587408, ELK GROVE, CA 95758-7408

Mortgage

Document Number	1911250973
Date	Nov 25, 2019
Instrument	1911250973

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 24, 2024

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3605 AGNETA CT, ELK GROVE, CA 95758-7408
Document Number	1801110595
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3605 AGNETA CT ELK GROVE CA 957587408, ELK GROVE, CA 95758-7408

Mortgage

Document Number	1801110595
Date	Jan 11, 2018
Instrument	1801110595

Lender

Name	CENTRAL VLY CMNTY BK
Type	Bank
Address	FRESNO, CA 93720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$804,975 (+2%) Land $130,214 Building $674,761
2025	$10,631.00 (+23.2%) Homeowner's exemption	$789,192 (+4.04%) Land $127,661 Building $661,531
2024	$8,629.00 (-67.17%)
2023	$26,286.00 (+101.19%) Homeowner's exemption	$758,548 Land $122,704 Building $635,844
2022	$13,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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