3605 16th St, Vero Beach, FL 32960 Property Records

Indian River County property record for 3605 16th St, Vero Beach, FL 32960

Property Summary

Property TypeApartment House (2-4 Units)
Details1,997 sqft · built 1980
Lot Size4.41 acres (192,100 sqft)
OwnerCompany Name on File
Last Sale$2,000,000 (Jan 2022)
Tax Bill$20,148 (2025)
Deeds & MortgagesMar 2022 Sale
Jan 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN33-39-10-00026-0000-00000.1

Property Details

APN / Parcel Number

Primary APN33-39-10-00026-0000-00000.1
Alternative APN
  • 73243

Interior

Units42 Units
Stories1 Story
Building Area1,997 sqft Living Area
1st Floor Area3,524 sqft
Utility Area35 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleMulti-Family
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area192,100 sqft (4.41 acres)
Lot Dimensions152 ft deep x 1,242 ft wide
View / LotInterior
Canopy12 sqft
Total Buildings12 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3605 16TH ST
CityVERO BEACH
StateFL
Zip32960-2700
Property CategoryCommercial
Property TypeResidential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning CodeRM-8
Legal DescriptionVILLAS OF VERO BEACH PBI 10-57 TRACT A
Legal Range39E
Legal Township33S
Legal Section10
Legal SubdivisionVILLAS OF VERO BEACH
Legal TractA
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1000
Census Tract50102

Owner

3605 16th St, a residential property, is owned by a company that bought it in January 2022.

Source: Indian River County records, as of July 9, 2026

Owner of RecordCompany Name on File
Mailing Address1229 17TH AVE S, NASHVILLE, TN 37212-2801
Owner TypeCompany
VestingLimited Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Warranty Deed, Transfer
ELITE TITLE COMPANY INC, ELITE TTL OF TREASURE COAST
Jan 10, 2022Warranty Deed, Construction Loan · Construction Mortgage
SYNOVUS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2022 · Amount on File
Deed SaleJan 10, 2022 · Amount on File
Deed Document Number20221815
Deed Book / Page3501 / 65
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 25, 2022
Property Address3605 16TH ST, VERO BEACH, FL 32960-2700
Document Number0035241716
Book / Page3524 / 1716
Map ReferenceMB 10 PG 57
Instrument DateMar 23, 2022
Instrument3120220019280
Transaction TypeTransfer
Record UpdatedApr 11, 2022
Title CompanyELITE TITLE COMPANY INC, ELITE TTL OF TREASURE COAST

Transaction

AmountAmount on Record
Tax$1,487.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address780 US HIGHWAY I, 780, BOCA RATON, FL 33486

Transferred To (Grantee/Buyer)

NameVerified Name
Address6001 HIGHWAY A1A # 8172, 8172, VERO BEACH, FL 32963-1014

January 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 10, 2022
Property Address3605 16TH ST, VERO BEACH, FL 32960-2700
Document Number0035010065
Book / Page3501 / 65
Map ReferenceMB 2 PG 25
Instrument DateDec 30, 2021
Instrument3120220001815
Transaction TypeConstruction Loan
Record UpdatedFeb 21, 2022
Title CompanyLUTZ TITLE AND ESCROW LLC, LUTZ TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$14,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address708 S GAY ST STE 200, 708, KNOXVILLE, TN 37902-1705

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 CHERRY AVE, NASHVILLE, TN 37203-4755

Mortgage

Document Number0000350185
DateJan 10, 2022
Instrument3501/85
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Mortgage

Document Number0035010071
DateJan 10, 2022
Book Page3501/71
Instrument3120220001817
Lender
NameUSDA
TypeGovernment Agency
AddressWASHINGTON, DC 20250
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term86 Months
DueMar 15, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 3605 16th St was $20,148.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,148.00$783,793 Land $224,910 Building $558,883$783,793 Land $224,910 Building $558,883
2023$18,259.00 (-2.23%)$853,622 (-3.47%) Land $224,910 Building $628,712$853,622 (-3.47%) Land $224,910 Building $628,712
2022$18,675.00$884,299 Land $224,910 Building $659,389$884,299 Land $224,910 Building $659,389

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3605 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 16th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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