3604 Winborne Dr, Suffolk, VA 23435 Property Records

Suffolk City property record for 3604 Winborne Dr, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,107 sqft · built 1964
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2020)
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2020 Sale & Mortgage + 1 more
APN	`12B*M51`

Property Details

APN / Parcel Number

Primary APN	`12B*M51`
Alternative APN	`302576000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,107 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	302576000
Street Address	3604 WINBORNE DR
City	SUFFOLK
State	VA
Zip	23435-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-ME
Legal Description	L 51 MILTEER ACRES
Legal Subdivision	MILTEER ACRES
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1023
Census Tract	75104

Owner

Source: Suffolk City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3604 WINBORNE DR, SUFFOLK, VA 23435-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Aug 27, 2020 · Amount on File
Deed Document Number	202011762
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 8, 2026
Property Address	3604 WINBORNE DR, SUFFOLK, VA 23435-1828
Document Number	0000008476
Instrument Date	Jun 25, 2026
Instrument	20268476
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 WINBORNE DR, SUFFOLK, VA 23435-1828

Mortgage

Document Number	0000008476,
Date	Jul 8, 2026
Instrument	20268476

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 27, 2020
Property Address	3604 WINBORNE DR, SUFFOLK, VA 23435-1828
Document Number	0200011762
Instrument Date	Aug 26, 2020
Instrument	200011762
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 WINBORNE DR, SUFFOLK, VA 23435-1828

Mortgage

Document Number	0200011763
Date	Aug 27, 2020
Instrument	200011763

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 27, 2020
Property Address	3604 WINBORNE DR, SUFFOLK, VA 23435-1828
Document Number	0200011761
Instrument Date	Jul 27, 2020
Instrument	200011761
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4807 HAYMARKET DR, VIRGINIA BEACH, VA 23462-6431

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$239,700 (+4.13%) Land $82,500 Building $157,200
2025	$3,014.00 (+5.53%)	$239,700 (+4.13%) Land $82,500 Building $157,200	$230,200 (+1.19%) Land $82,500 Building $147,700
2024	$2,856.00 (+15.21%)	$230,200 (+1.19%) Land $82,500 Building $147,700
2023	$2,479.00	$227,500 Land $82,500 Building $145,000	$227,500 Land $82,500 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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