3604 Valley Mist Ct, Temple, TX 76502 Property Records

Bell County property record for 3604 Valley Mist Ct, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details1,908 sqft · built 2013
Lot Size0.546 acres (23,784 sqft)
Owner2 Owner Names on File
Tax Bill$6,481 (2023)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0129795036

Property Details

APN / Parcel Number

Primary APN0129795036
Alternative APNs
  • 363229
  • 770528

Interior

Stories1 Story
Building Area1,908 sqft Living Area
1st Floor Area1,908 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area23,784 sqft (0.546 acres)
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area292 sqft

Location & Zoning

Account Number770528
Street Address3604 VALLEY MIST CT
CityTEMPLE
StateTX
Zip76502-4308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY RANCH ADDITION PHASE I, BLOCK 002, LOT 0013, ACRES .546
Legal SubdivisionVALLEY RANCH ADDITION PHASE I
Legal Block2
Legal Lot Number13
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1017
Census Tract21400

Owner

The current owner of 3604 Valley Mist Ct acquired it in September 2013.

Source: Bell County records, as of April 1, 2024

Owner of Record2 Owner Names on File
Mailing Address3604 VALLEY MIST CT, TEMPLE, TX 76502-4308
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2013
Deed SaleSep 20, 2013
Prior SaleOct 15, 2012
Deed Document Number2013-00041432
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address3604 VALLEY MIST CT, TEMPLE, TX 76502-4308
Transaction TypeMortgage
Record UpdatedMar 17, 2022
Title CompanyPRIMA TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068299
DateOct 18, 2021
Instrument2021068299
Lender
NameASPIRE BANK
TypeFunding / Finance Company
AddressDALLAS, TX 75244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,481.00 (-9.1%) Homeowner's exemption$448,985 Land $45,000 Building $403,985$448,985 Land $45,000 Building $403,985
2022$7,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3604 Valley Mist Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Valley Mist Ct is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Nextlink
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Valley Mist Ct

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