3604 Tower Ave, Osage, IA 50461 Property Records

Mitchell County property record for 3604 Tower Ave, Osage, IA 50461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,153 sqft · built 1944
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Tax Bill$704 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN1220452021

Property Details

APN / Parcel Number

Primary APN1220452021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,153 sqft Living Area
1st Floor Area864 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area27,878 sqft (0.64 acres)
Lot Dimensions113 ft deep x 248 ft wide
Garage TypeMixed
Garage Area1,424 sqft
Parking Spaces6 Parking Spaces
PorchPorch
Porch Area196 sqft
Patio Area323 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3604 TOWER AVE
CityOSAGE
StateIA
Zip50461-8518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description113FT X 247.5FT IN E 1/2 SW 1/4 SE 1/4
Legal Range15W
Legal Township98N
Legal Section20
JurisdictionMITCHELL IA
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1068
Census Tract560100

Owner

3604 Tower Ave is owned and occupied by two individuals.

Source: Mitchell County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address3604 TOWER AVE, OSAGE, IA 50461-8518
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL IA
Recording DateAug 25, 2026
Property Address3604 TOWER AVE, OSAGE, IA 50461-8518
Document Number0000001435
Instrument DateAug 20, 2026
Instrument20261435
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 TOWER AVE, OSAGE, IA 50461-8518

Mortgage

Document Number0000001435,
DateAug 25, 2026
Instrument20261435
Lender
NameTRUST SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3604 Tower Ave was $704 with a homeowner's exemption, up 0.6% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMitchell County
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$704.00 (+0.57%) Homeowner's exemption$87,790 Land $9,820 Building $77,970$87,790 Land $9,820 Building $77,970
2024$700.00
2023$83,210 (+30.92%) Land $9,820 Building $73,390$83,210 Land $9,820 Building $73,390
2022$738.00 Homeowner's exemption$63,560 Land $9,820 Building $53,740
2021$63,560 Land $9,820 Building $53,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3604 Tower Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2008–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Tower Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
GigFire
Fixed Wireless
150 / 130

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Tower Ave

Nearby Streets

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