Will County property record for 3604 Thoroughbred Ln, Joliet, IL 60435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,286 sqft · built 2004 |
| Lot Size | 0.17 acres (7,605 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,000 (May 2016) |
| Tax Bill | $7,800 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-24-210-009 |
| Primary APN | 06-03-24-210-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,286 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Roof Material | Shingle |
| Lot Area | 7,605 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 3604 THOROUGHBRED LN |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60435-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 111 IN CAMBRIDGE RUN UNIT ONE, BEING A SUB OF PRT OF THE NE1/4 SE1/4 OF SEC 24, T36N-R9E. |
| Legal Range | 09E |
| Legal Township | 36N |
| Legal Section | 24 |
| Legal Subdivision | CAMBRIDGE RUN UNIT ONE |
| Legal Lot Number | 111 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | PLAINFIELD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 880428 |
3604 Thoroughbred Ln is owned and occupied by two individuals who bought it in May 2016.
Source: Will County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3604 THOROUGHBRED LN, JOLIET, IL 60435-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2016 · Amount on File |
| Deed Sale | May 26, 2016 · Amount on File |
| Prior Sale | May 6, 2009 |
| Deed Document Number | 201638818 |
| Prior Transfer Date | Apr 23, 2009 |
| Prior Transfer Doc | 0000053982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3604 THOROUGHBRED LN, JOLIET, IL 60435-9002 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3604 THOROUGHBRED LN, JOLIET, IL 60435-9002 |
| Document Number | 0000137254 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | R2021137254 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3604 THOROUGHBRED LN, JOLIET, IL 60435-9002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000054876 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | R2020054876 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 3604 Thoroughbred Ln was $7,800.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Plainfield Township |
| Municipality | Joliet City |
| Unified School District | Plainfield School District 202 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,800.00 | $122,019 (+8.45%) Land $28,467 Building $93,552 | $366,057 (+8.45%) Land $85,401 Building $280,656 |
| 2024 | $112,512 Land $26,249 Building $86,263 | $337,536 Land $78,747 Building $258,789 | |
| 2022 | $6,597.00 Homeowner's exemption | $90,018 Land $21,293 Building $68,725 | $270,054 Land $63,879 Building $206,175 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3604 Thoroughbred Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3604 Thoroughbred Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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