3604 Stevens Bend, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 3604 Stevens Bend, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 1,922 sqft · built 2003
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$266,900 (May 2019)
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136D-B-028.00-000`

Property Details

APN / Parcel Number

Primary APN	`136D-B-028.00-000`
Alternative APNs	`136D B 02800` `R0079433`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,922 sqft Living Area
1st Floor Area	848 sqft
Upper Floors Area	1,074 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	485 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0079433
Street Address	3604 STEVENS BND
City	MURFREESBORO
State	TN
Zip	37127-7148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 130 STEVENS BEND SEC 5 PH 1 PB 25 PG 175 70 X 150
Legal Subdivision	STEVENS BEND SEC 5 PH 1
Legal Block	1
Legal Lot Number	130
Jurisdiction	RUTHERFORD TN
Township / Civil Division	18
Census Block Group	1
Census Block	1049
Census Tract	41201

Owner

3604 Stevens Bend is owned and occupied by two individuals who bought it in May 2019.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3604 STEVENS BND, MURFREESBORO, TN 37127-7148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit CORNERSTONE FINANCIAL CU
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 30, 2019	Warranty Deed, Transfer · VA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	Aug 28, 2015 · Amount on File
Deed Document Number	20192208376
Deed Book / Page	1777 / 1338
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3604 STEVENS BND, MURFREESBORO, TN 37127-7148
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 STEVENS BND, MURFREESBORO, TN 37127-7148

Mortgage

Document Number	0023591263
Date	Jul 12, 2023
Book Page	2359/1263
Instrument	2504262

Lender

Name	CORNERSTONE FINANCIAL CU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3604 STEVENS BND, MURFREESBORO, TN 37127-7148
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020603494
Date	Apr 1, 2021
Book Page	2060/3494
Instrument	2351338

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 30, 2019
Property Address	3604 STEVENS BND, MURFREESBORO, TN 37127-7148
Document Number	RB17771338
Book / Page	001777 / 001338
Instrument Date	May 24, 2019
Instrument	2208376
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	REGAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.53
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3604 STEVENS BND MURFREESBORO TN 371277148, MURFREESBORO, TN 37127-7148

Mortgage

Document Number	RB17771340
Date	May 30, 2019
Book Page	001777/001340
Instrument	2208377

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3604 Stevens Bend was $2,180.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,125 (+24.76%) Land $27,500 Building $68,625	$384,500 Land $110,000 Building $274,500
2025	$2,180.00	$77,050 Land $13,750 Building $63,300
2023	$2,180.00	$77,050 Land $13,750 Building $63,300	$308,200 (-) Land $55,000 Building $253,200
2022			$308,200 Land $55,000 Building $253,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3604 Stevens Bend in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Stevens Bend is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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